Head to head · Billing software
Zoho Books vs OkCredit
Pricing, features, India readiness and rating compared. Zoho Books rates highest.
Zoho Books4.8
GST-ready cloud accounting with e-invoicing, e-way bills and bank feeds.
FeaturedMade in IndiaFree plan
| Compare | Zoho Books | OkCredit |
|---|---|---|
| Category | Billing software | Billing software |
| Vendor | Zoho Corporation | OkCredit |
| Headquarters | Chennai, Tamil Nadu | Bengaluru, Karnataka |
| Made in India | Yes | Yes |
| Starting price | ₹749/mo | Free |
| Free plan | Yes | Yes |
| Free trial | Yes | No |
| Published pricing | Yes | Yes |
| Deployment | cloud | cloud |
| Mobile apps | No | Yes |
| Founded | 1996 | 2017 |
| Best for | Startup, Small business, SMB | Startup, Small business, SMB |
| App Advisor rating | 4.8 / 5 | 4.7 / 5 |
Zoho Books: pros & cons
- +Free plan available to evaluate at zero cost
- +Built in India with GST-ready workflows and local support hours
- +30 years in business — a mature, stable product
- +Covers more than one software category, reducing the number of tools you run
- −Feature depth for your specific workflow should still be verified in a demo
Key features
- GST invoice formats (B2B, B2C, export, SEZ)
- E-invoicing with IRN and QR code
- E-way bill generation
- Multi-rate GST and HSN/SAC master
- Payment reminders and UPI/QR collection
- Credit and debit notes
OkCredit: pros & cons
- +Completely free to use
- +Built in India with GST-ready workflows and local support hours
- +Native mobile apps for work on the go
- +Covers more than one software category, reducing the number of tools you run
- −Feature depth for your specific workflow should still be verified in a demo
Key features
- GST invoice formats (B2B, B2C, export, SEZ)
- E-invoicing with IRN and QR code
- E-way bill generation
- Multi-rate GST and HSN/SAC master
- Payment reminders and UPI/QR collection
- Credit and debit notes
Get an instant demo
See Zoho Books live, with an App Advisor discount
Frequently asked questions
Which is better, Zoho Books or OkCredit?+
Zoho Books scores higher on App Advisor's rating (4.8/5) for pricing transparency, India readiness and maturity. The right choice depends on your workflow — request demos of both.
Is Zoho Books cheaper than OkCredit?+
Zoho Books starts at ₹749/mo and OkCredit at Free. Compare per-user costs at your team size, and remember GST is added on top.
Can I switch from Zoho Books to OkCredit?+
Most billing software products import CSV or Excel data; check whether historical records, attachments and integrations move too before you switch.