ICICI Bank's mobile app with UPI for any bank.
Made in IndiaFreeMobile app
Starts at
Free
Consumer & Everyday Apps
Best Banking, lending & fintech in India (2026)
Banking and fintech apps range from bank mobile apps and neobanks for businesses to small-business lending, invoice discounting and BNPL. For a business, the decision is usually about current-account features, payouts, APIs and how quickly you can get credit against receivables.
56 products compared49 made in India24 with a free plan
Top rated here
1ICICI iMobile Pay
ICICI Bank's mobile app with UPI for any bank.
Free
IndusInd IndusMobile
IndusInd mobile banking.
Free
RazorpayX
Business banking with payouts, vendor payments and payroll.
Free
Bank of Baroda bob World
Bank of Baroda's digital banking app.
Free
Canara ai1
Canara Bank's all-in-one banking app.
Free
View
IndusInd mobile banking.
Made in IndiaFreeMobile app
Starts at
Free
Business banking with payouts, vendor payments and payroll.
RecommendedMade in IndiaFree
Starts at
Free
Bank of Baroda's digital banking app.
Made in IndiaFreeMobile app
Starts at
Free
Canara Bank's all-in-one banking app.
Made in IndiaFreeMobile app
Starts at
Free
Federal Bank mobile banking.
Made in IndiaFreeMobile app
Starts at
Free
AU Bank's video banking and mobile app.
Made in IndiaFreeMobile app
Starts at
Free
Digital banking app with savings insights.
RecommendedTrendingMade in India
Starts at
Free
Neobank app on Federal Bank.
TrendingMade in IndiaFree
Starts at
Free
Mobile banking with monthly interest credit.
Made in IndiaFreeMobile app
Starts at
Free
Neobank for SMEs with banking, payments and accounting.
RecommendedMade in IndiaFree plan
Starts at
Free plan
Payments bank inside Airtel Thanks app.
Made in IndiaFreeMobile app
Starts at
Free
No-cost EMI card network across stores.
Made in IndiaFreeMobile app
Starts at
Free
Business banking app for MSMEs.
Made in IndiaFreeMobile app
Starts at
Free
Recharges, bill pay and small loans.
Made in IndiaFreeMobile app
Starts at
Free
Corporate internet banking from SBI.
Made in IndiaFreeMobile app
Starts at
Free
Working capital loans for SMEs.
Made in IndiaMobile app
Starts at
Pay as you go
Business loans for small enterprises.
Made in IndiaMobile app
Starts at
Pay as you go
Pay-later and personal credit.
Made in IndiaMobile app
Starts at
Pay as you go
Loans against card and digital sales for retailers.
Made in IndiaMobile app
Starts at
Pay as you go
Unsecured SME loans online.
Made in IndiaMobile app
Starts at
Pay as you go
Invoice discounting and supply chain finance.
Made in IndiaMobile app
Starts at
Pay as you go
Doorstep gold loans.
Made in IndiaMobile app
Starts at
Pay as you go
Instant personal loans and salary advances.
Made in IndiaMobile app
Starts at
Pay as you go
Ordered by App Advisor rating. Nothing here is paid placement — see how we rate software.
How to choose banking, lending & fintech
For a business account, compare payout fees, API access and accounting integrations — those save more time than the interface.
Lending apps must name the regulated lender; check the APR, processing fee and prepayment terms rather than the headline rate.
Neobank layers sit on a partner bank; check which bank holds the funds and what happens if the layer shuts down.
What to look for
- ✓ Current account with bulk payouts
- ✓ Connected banking with accounting sync
- ✓ Business credit line or working-capital loans
- ✓ Invoice discounting and trade finance
- ✓ Corporate cards and spend controls
- ✓ GST-linked lending eligibility
- ✓ APIs for payouts and collections
- ✓ Cash-flow forecasting
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Banking, lending & fintech — frequently asked questions
What is a neobank?+
A digital-only banking layer built on top of a licensed partner bank. Your money sits with the partner bank; the neobank provides the app, cards, payouts and accounting features.
Banking, lending & fintech by industry
Banking, lending & fintech — popular searches
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