RecommendedMade in India
Starts at
Pay as you go
Cashfree Payments
by Cashfree Payments · Bengaluru, Karnataka · Since 2015
Payment gateway and payouts with high UPI success rates.
- Starting price
- 2.0% per transaction
- 1.95% promotional for new merchants up to ₹20L GMV; no setup fee
- Free trial / plan
- Free trial
- Deployment
- Cloud
- Web
- App Advisor rating
- 4.7
- transparency & India fit
What is Cashfree Payments?
Cashfree Payments is an Indian payment and banking platform. It is an RBI-authorised payment aggregator (Certificate of Authorisation No. 266/2025) and a licensed PPI provider (No. 209/2024). Its products include a payment gateway with 180+ payment modes, subscriptions, payouts, payment links, international payments, escrow and KYC verification.
Cashfree's standard gateway fee is 2.0% per transaction. New merchants get a promotional 1.95% on up to ₹20 lakh GMV. International Visa/Mastercard costs 2.99% and Amex 2.95%, and there is no setup fee. Cashfree says 1.2 million+ businesses use it.
What works well
- +Zero setup fee
- +Published rates across instruments, subscriptions and payouts
- +RBI-authorised payment aggregator
- +Plugins for Shopify, WooCommerce, Wix, Magento and OpenCart
- +PCI DSS, ISO 9001 and ISO 27001 certified
What to watch out for
- −EMI and Pay Later methods add to the base fee
- −Instant settlement costs an extra 0.30%
- −18% GST applies on fees
Best suited for: Online businesses wanting a gateway plus payouts · Subscription businesses using UPI AutoPay or e-mandates · Marketplaces needing split payments and escrow
AI analysis of Cashfree Payments
Analysing Cashfree Payments — pricing, features, reviews and alternatives…
Generated by App Advisor's native engine from this listing's verified data — not a paid placement.
Cashfree Payments features
Researched from Cashfree Payments's official product pages · updated September 2026.
Payments
- Payment gateway (180+ modes incl. UPI, cards, BNPL, Apple Pay)
- Payment links
- Subscriptions
- International payments
Money out
- Payouts API
- Vendor and marketplace payouts
- Escrow
Other
- KYC verification APIs
- Easy Split
Cashfree Payments pricing (INR)
SourceEvery edition as published by the vendor. Prices exclude GST unless stated. Full Cashfree Payments pricing breakdown
Standard Payment Gateway
2.0% per transaction
Pay per transaction, no setup fee
- UPI, domestic cards, netbanking, wallets
- 1.95% promo rate up to ₹20L GMV for new merchants
- International Visa/Mastercard 2.99%
- American Express 2.95%
- Virtual account (IMPS/NEFT/RTGS) ₹20 flat
Other pricing options & add-ons
EMI / Pay Later
Credit card EMI +0.25%; debit card EMI +1.5%; cardless EMI +1.90%; Pay Later 2.20%–2.50%
Subscriptions
Card mandate / e-NACH; UPI AutoPay ₹7.5 + ₹5 (<₹1,000) or ₹7.5 + ₹15 (≥₹1,000)
₹7.5 + ₹7.5
Easy Split
0.20%–0.25%
Instant Settlements
0.30%
Payouts
Depends on amount and method
₹3.00–₹15.00 per payout
- • GST at 18% (or prevailing rate) on fees
- • T+1 settlement
- • Zero setup fee
Buying for a team? App Advisor can get you a volume quote and any partner discount available.
Integrations, security & India
Integrations
- Shopify
- WooCommerce
- Wix
- Magento
- OpenCart
- SDKs: cURL, Java, Python, PHP, Node.js
Security & compliance
- PCI DSS
- ISO 9001
- ISO 27001
- RBI Payment Aggregator authorisation No. 266/2025
Trust, compliance & who uses Cashfree Payments
Customers named by the vendor
1.2 million+ businesses (vendor claim)
Is Cashfree Payments the best choice for you?
Best choice if you are…
- Online businesses wanting a gateway plus payouts
- Subscription businesses using UPI AutoPay or e-mandates
- Marketplaces needing split payments and escrow
Look elsewhere if you are…
- Offline-only shops that need just a UPI QR
Still comparing? Get an unbiased shortlist and demos arranged for free.
Sources (2) · updated September 2026
Cashfree Payments screenshots
Specifications
- Category
- Payment gateways & UPI
- Vendor
- Cashfree Payments
- Headquarters
- Bengaluru, Karnataka
- Founded
- 2015
- Pricing model
- Subscription
- Starting price
- Pay as you go
- Deployment
- Cloud
- Platforms
- Web
- Best for
- Small business, SMB, Mid-market
- Made in India
- Yes
More software like Cashfree Payments
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Cashfree Payments vs PayUCashfree Payments vs RazorpayCashfree Payments vs Paytm Payment GatewayCashfree Payments vs Instamojo PaymentsCashfree Payments vs Atom Technologies
Compare all Cashfree Payments alternatives with pricing →Cashfree Payments — frequently asked questions
What is Cashfree Payments?+
Cashfree Payments is an RBI-authorised payment aggregator from India. It offers a payment gateway, payouts, subscriptions, payment links and KYC verification APIs.
What is the Cashfree app used for?+
Businesses use Cashfree to collect customer payments over UPI, cards, netbanking and wallets and to send payouts to vendors. It is a merchant platform, not a consumer wallet.
What are Cashfree payment gateway charges?+
The standard rate is 2.0% per transaction, with a promotional 1.95% for new merchants on up to ₹20 lakh GMV. International cards cost 2.99%, Amex 2.95%, and 18% GST applies.
Does Cashfree charge a setup fee?+
No. Cashfree advertises zero setup fees.
How fast does Cashfree settle?+
Settlement is T+1 by default, and instant settlements cost an extra 0.30%.
Is Cashfree RBI approved?+
Yes. It holds Payment Aggregator Certificate of Authorisation No. 266/2025 and PPI authorisation No. 209/2024.
What does UPI AutoPay cost on Cashfree?+
₹7.5 + ₹5 for amounts under ₹1,000 and ₹7.5 + ₹15 for ₹1,000 and above.
What is Cashfree Payments?+
Cashfree Payments is payment gateways & upi by Cashfree Payments, an Indian company from Bengaluru. Payment gateway and payouts with high UPI success rates.
How much does Cashfree Payments cost?+
Cashfree Payments does not publish a price list; pricing is quoted per organisation. Request a demo through App Advisor and we will ask the vendor for a written quote.
Does Cashfree Payments offer a free trial or free plan?+
Cashfree Payments typically offers a free trial before you commit to a paid plan.
Is Cashfree Payments made in India?+
Yes. Cashfree Payments is built by Cashfree Payments, headquartered in Bengaluru, Karnataka.
Who is Cashfree Payments best suited for?+
Cashfree Payments suits small business, smb, mid-market buyers looking for payment gateways & upi.
What are the best alternatives to Cashfree Payments?+
Popular alternatives in payment gateways & upi include PayU, Razorpay, Paytm Payment Gateway. Use App Advisor's compare tool to see them side by side.
How is Cashfree Payments deployed?+
Cashfree Payments is available as a cloud (SaaS) product, with web access.
Guides that mention Cashfree Payments
Easebuzz Payment Gateway Charges in India (2026)What Easebuzz offers Indian businesses — payment gateway, payment links, subscriptions and payouts, how charges are structured by payment method, settlement cycles, onboarding requirements, and how it compares with Razorpay, Cashfree, PayU and Instamojo.Cashfree Payments: Pricing, Subscriptions & PayoutsA guide to Cashfree Payments for Indian businesses — the payment gateway, payouts, subscriptions and e-mandate, how charges are structured by method, settlement and onboarding, and how it compares with Razorpay, Easebuzz and PayU.Razorpay Pricing, Invoices & Subscriptions (2026)A guide to the Razorpay ecosystem for Indian businesses — gateway pricing by payment method, payment links and invoices, subscriptions and e-mandate, RazorpayX banking and payroll, POS, and how it compares with Cashfree, PayU and Easebuzz.Free Payment Gateway in India: What It Really CostsWhat businesses mean by a free payment gateway in India — zero setup and annual fees versus zero transaction cost, why UPI is effectively free, the real cost drivers, and how to genuinely minimise payment costs.
About Cashfree Payments
Cashfree Payments · Bengaluru, Karnataka · Founded 2015 · 3 products in our catalogue · Indian company
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