Payment gateways & UPI · Pricing

Cashfree Payments pricing in India (2026)

Q: What is Cashfree Payments pricing in India in 2026?

Cashfree Payments has 1 plan: Standard Payment Gateway at 2.0% per transaction. Indian prices are usually quoted excluding GST — confirm on the vendor's page.

Q: Is Cashfree Payments free?

No. Cashfree Payments has no free plan. Ask the vendor for a trial or a pilot before you commit.

Q: What else costs extra on Cashfree Payments?

EMI / Pay Later (Credit card EMI +0.25%; debit card EMI +1.5%; cardless EMI +1.90%; Pay Later 2.20%–2.50%); Subscriptions (₹7.5 + ₹7.5); Easy Split (0.20%–0.25%); Instant Settlements (0.30%); Payouts (₹3.00–₹15.00 per payout). Add these to any budget before you compare it with another product.

Q: What is Cashfree Payments?

Cashfree Payments is an RBI-authorised payment aggregator from India. It offers a payment gateway, payouts, subscriptions, payment links and KYC verification APIs.

Q: What is the Cashfree app used for?

Businesses use Cashfree to collect customer payments over UPI, cards, netbanking and wallets and to send payouts to vendors. It is a merchant platform, not a consumer wallet.

Q: What are Cashfree payment gateway charges?

The standard rate is 2.0% per transaction, with a promotional 1.95% for new merchants on up to ₹20 lakh GMV. International cards cost 2.99%, Amex 2.95%, and 18% GST applies.

Q: Does Cashfree charge a setup fee?

No. Cashfree advertises zero setup fees.

Q: How fast does Cashfree settle?

Settlement is T+1 by default, and instant settlements cost an extra 0.30%.

Q: Is Cashfree RBI approved?

Yes. It holds Payment Aggregator Certificate of Authorisation No. 266/2025 and PPI authorisation No. 209/2024.

Q: What does UPI AutoPay cost on Cashfree?

₹7.5 + ₹5 for amounts under ₹1,000 and ₹7.5 + ₹15 for ₹1,000 and above.

Cashfree Payments has 1 published plan. Below is the full price list exactly as Cashfree Payments publishes it, what each plan includes, and the costs people miss when budgeting.

Full Cashfree Payments review

Starting price

2.0% per transaction

1.95% promotional for new merchants up to ₹20L GMV; no setup fee

Free plan / trial

Free trial

Cashfree Payments price list

Every price below is quoted from Cashfree Payments's official pricing page. We never convert or estimate prices.

Plan	Price	Billing	What it adds
Standard Payment Gateway	2.0% per transaction	Pay per transaction, no setup fee	UPI, domestic cards, netbanking, wallets 1.95% promo rate up to ₹20L GMV for new merchants International Visa/Mastercard 2.99% American Express 2.95% Virtual account (IMPS/NEFT/RTGS) ₹20 flat

Other Cashfree Payments pricing options

EMI / Pay Later

Credit card EMI +0.25%; debit card EMI +1.5%; cardless EMI +1.90%; Pay Later 2.20%–2.50%

Subscriptions

₹7.5 + ₹7.5

Card mandate / e-NACH; UPI AutoPay ₹7.5 + ₹5 (<₹1,000) or ₹7.5 + ₹15 (≥₹1,000)

Easy Split

0.20%–0.25%

Instant Settlements

0.30%

Payouts

₹3.00–₹15.00 per payout

Depends on amount and method

Before you budget for Cashfree Payments

GST at 18% (or prevailing rate) on fees
T+1 settlement
Zero setup fee

Is Cashfree Payments free?

No. Cashfree Payments has no free plan. Ask the vendor for a trial or a pilot before you commit.

Prices change. Confirm the current price on Cashfree Payments's pricing page before you sign.

Cashfree Payments pricing FAQs

What is Cashfree Payments pricing in India in 2026?+

Cashfree Payments has 1 plan: Standard Payment Gateway at 2.0% per transaction. Indian prices are usually quoted excluding GST — confirm on the vendor's page.

Is Cashfree Payments free?+

No. Cashfree Payments has no free plan. Ask the vendor for a trial or a pilot before you commit.

What else costs extra on Cashfree Payments?+

EMI / Pay Later (Credit card EMI +0.25%; debit card EMI +1.5%; cardless EMI +1.90%; Pay Later 2.20%–2.50%); Subscriptions (₹7.5 + ₹7.5); Easy Split (0.20%–0.25%); Instant Settlements (0.30%); Payouts (₹3.00–₹15.00 per payout). Add these to any budget before you compare it with another product.

What is Cashfree Payments?+

Cashfree Payments is an RBI-authorised payment aggregator from India. It offers a payment gateway, payouts, subscriptions, payment links and KYC verification APIs.

What is the Cashfree app used for?+

Businesses use Cashfree to collect customer payments over UPI, cards, netbanking and wallets and to send payouts to vendors. It is a merchant platform, not a consumer wallet.

What are Cashfree payment gateway charges?+

The standard rate is 2.0% per transaction, with a promotional 1.95% for new merchants on up to ₹20 lakh GMV. International cards cost 2.99%, Amex 2.95%, and 18% GST applies.

Does Cashfree charge a setup fee?+

No. Cashfree advertises zero setup fees.

How fast does Cashfree settle?+

Settlement is T+1 by default, and instant settlements cost an extra 0.30%.

Is Cashfree RBI approved?+

Yes. It holds Payment Aggregator Certificate of Authorisation No. 266/2025 and PPI authorisation No. 209/2024.

What does UPI AutoPay cost on Cashfree?+

₹7.5 + ₹5 for amounts under ₹1,000 and ₹7.5 + ₹15 for ₹1,000 and above.

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