Head to head · Payment gateways & UPI
Razorpay vs Cashfree Payments
Pricing, features, India readiness and rating compared. Razorpay rates highest.
Payment gateway, payment links, payouts and business banking for Indian businesses.
Payment gateway and payouts with high UPI success rates.
| Compare | Razorpay | Cashfree Payments |
|---|---|---|
| Category | Payment gateways & UPI | Payment gateways & UPI |
| Vendor | Razorpay | Cashfree Payments |
| Headquarters | Bengaluru, Karnataka | Bengaluru, Karnataka |
| Made in India | Yes | Yes |
| Starting price | Pay as you go | Pay as you go |
| Free plan | No | No |
| Free trial | Yes | Yes |
| Published pricing | Yes | Yes |
| Deployment | cloud | cloud |
| Mobile apps | No | No |
| Founded | 2014 | 2015 |
| Best for | Small business, SMB, Mid-market | Small business, SMB, Mid-market |
| App Advisor rating | 4.7 / 5 | 4.7 / 5 |
Razorpay: pros & cons
- +Built in India with GST-ready workflows and local support hours
- +12 years in business — a mature, stable product
- +One of the top-ranked payment gateways & upi options in our catalogue
- +Covers more than one software category, reducing the number of tools you run
- −No permanently free plan
Key features
- UPI, cards, net banking, wallets and EMI
- Payment links and pages without a website
- Recurring payments and e-mandates
- Payouts and vendor payments
- Smart routing for higher success rates
- Settlement cycles (T+1, instant)
Cashfree Payments: pros & cons
- +Built in India with GST-ready workflows and local support hours
- +11 years in business — a mature, stable product
- +One of the top-ranked payment gateways & upi options in our catalogue
- −No permanently free plan
Key features
- UPI, cards, net banking, wallets and EMI
- Payment links and pages without a website
- Recurring payments and e-mandates
- Payouts and vendor payments
- Smart routing for higher success rates
- Settlement cycles (T+1, instant)
Get an instant demo
See Razorpay live, with an App Advisor discount
Frequently asked questions
Which is better, Razorpay or Cashfree Payments?+
Razorpay scores higher on App Advisor's rating (4.7/5) for pricing transparency, India readiness and maturity. The right choice depends on your workflow — request demos of both.
Is Razorpay cheaper than Cashfree Payments?+
Razorpay starts at Pay as you go and Cashfree Payments at Pay as you go. Compare per-user costs at your team size, and remember GST is added on top.
Can I switch from Razorpay to Cashfree Payments?+
Most payment gateways & upi products import CSV or Excel data; check whether historical records, attachments and integrations move too before you switch.