Head to head · Payment gateways & UPI
Razorpay vs Paytm Payment Gateway
Pricing, features, India readiness and rating compared. Razorpay rates highest.
Razorpay4.7
Payment gateway, payment links, payouts and business banking for Indian businesses.
RecommendedFeaturedMade in India
| Compare | Razorpay | Paytm Payment Gateway |
|---|---|---|
| Category | Payment gateways & UPI | Payment gateways & UPI |
| Vendor | Razorpay | Paytm |
| Headquarters | Bengaluru, Karnataka | Noida, Uttar Pradesh |
| Made in India | Yes | Yes |
| Starting price | Pay as you go | Pay as you go |
| Free plan | No | No |
| Free trial | Yes | Yes |
| Published pricing | Yes | Yes |
| Deployment | cloud | cloud |
| Mobile apps | No | No |
| Founded | 2014 | 2010 |
| Best for | Small business, SMB, Mid-market | Small business, SMB, Mid-market |
| App Advisor rating | 4.7 / 5 | 4.7 / 5 |
Razorpay: pros & cons
- +Built in India with GST-ready workflows and local support hours
- +12 years in business — a mature, stable product
- +One of the top-ranked payment gateways & upi options in our catalogue
- +Covers more than one software category, reducing the number of tools you run
- −No permanently free plan
Key features
- UPI, cards, net banking, wallets and EMI
- Payment links and pages without a website
- Recurring payments and e-mandates
- Payouts and vendor payments
- Smart routing for higher success rates
- Settlement cycles (T+1, instant)
Paytm Payment Gateway: pros & cons
- +Built in India with GST-ready workflows and local support hours
- +16 years in business — a mature, stable product
- −No permanently free plan
Key features
- UPI, cards, net banking, wallets and EMI
- Payment links and pages without a website
- Recurring payments and e-mandates
- Payouts and vendor payments
- Smart routing for higher success rates
- Settlement cycles (T+1, instant)
Get an instant demo
See Razorpay live, with an App Advisor discount
Frequently asked questions
Which is better, Razorpay or Paytm Payment Gateway?+
Razorpay scores higher on App Advisor's rating (4.7/5) for pricing transparency, India readiness and maturity. The right choice depends on your workflow — request demos of both.
Is Razorpay cheaper than Paytm Payment Gateway?+
Razorpay starts at Pay as you go and Paytm Payment Gateway at Pay as you go. Compare per-user costs at your team size, and remember GST is added on top.
Can I switch from Razorpay to Paytm Payment Gateway?+
Most payment gateways & upi products import CSV or Excel data; check whether historical records, attachments and integrations move too before you switch.
More comparisons
PayU vs RazorpayPayU vs Paytm Payment GatewayPayU vs Cashfree PaymentsPayU vs Instamojo PaymentsPayU vs Atom TechnologiesRazorpay vs Cashfree PaymentsRazorpay vs Instamojo PaymentsRazorpay vs Atom TechnologiesPaytm Payment Gateway vs Cashfree PaymentsPaytm Payment Gateway vs Instamojo PaymentsPaytm Payment Gateway vs Atom TechnologiesCashfree Payments vs Instamojo Payments