Short-term personal loans app.
Made in IndiaMobile app
Starts at
Pay as you go
Consumer & Everyday Apps
Best Banking, lending & fintech in India (2026)
Banking and fintech apps range from bank mobile apps and neobanks for businesses to small-business lending, invoice discounting and BNPL. For a business, the decision is usually about current-account features, payouts, APIs and how quickly you can get credit against receivables.
56 products compared49 made in India24 with a free plan
Top rated here
1
ICICI iMobile Pay
ICICI Bank's mobile app with UPI for any bank.
Free
IndusInd IndusMobile
IndusInd mobile banking.
Free
RazorpayX
Business banking with payouts, vendor payments and payroll.
Free
Bank of Baroda bob World
Bank of Baroda's digital banking app.
Free
Canara ai1
Canara Bank's all-in-one banking app.
Free
View
App-based credit line.
Made in IndiaMobile app
Starts at
Pay as you go
Credit-led neobank with savings and cards.
Made in IndiaFreeMobile app
Starts at
Free
Personal loans for salaried professionals.
Made in IndiaMobile app
Starts at
Pay as you go
App-first metal credit card with no joining or annual fee, managed fully from a mobile app.
Made in IndiaFreeMobile app
Starts at
Free
US consumer neobank.
FreeMobile app
Starts at
Free
Banking for US startups.
FreeMobile app
Starts at
Free
Business accounts and invoicing for Indian SMEs on RBL Bank.
FreeMobile app
Starts at
Free
Global neobank with multi-currency accounts.
Free planMobile app
Starts at
Free plan
European mobile bank.
Free planMobile app
Starts at
Free plan
Salaried personal loans and EMI-free loans.
Made in IndiaMobile app
Starts at
Pay as you go
Instant credit and EMI app.
Made in IndiaMobile app
Starts at
Pay as you go
Instant personal loans app.
Made in IndiaMobile app
Starts at
Pay as you go
Business banking app, also operating in India.
Free planMobile app
Starts at
Free plan
Credit line with card.
Made in IndiaMobile app
Starts at
Pay as you go
Personal loans for young professionals.
NewMade in IndiaMobile app
Starts at
Pay as you go
Working capital platform for enterprises and suppliers.
Made in IndiaMobile appEnterprise ready
Starts at
On request
Financial data analytics for lenders.
Made in IndiaMobile app
Starts at
On request
Muthoot FinCorp's app for gold loans, savings, investments and bill payments in one place.
Made in IndiaMobile app
Starts at
On request
Lender with apps for instant personal loans, two-wheeler, car, home and business financing.
Made in IndiaMobile app
Starts at
On request
Alternative credit scoring and underwriting.
Made in IndiaMobile app
Starts at
On request
L&T Finance's Planet app for personal, two-wheeler, home, gold and farm loans with account servicing.
Made in IndiaMobile app
Starts at
On request
Financial inclusion platform for informal-sector customers.
Made in IndiaMobile app
Starts at
On request
Embedded finance and credit infrastructure.
Made in IndiaMobile app
Starts at
On request
Ordered by App Advisor rating. Nothing here is paid placement — see how we rate software.
How to choose banking, lending & fintech
For a business account, compare payout fees, API access and accounting integrations — those save more time than the interface.
Lending apps must name the regulated lender; check the APR, processing fee and prepayment terms rather than the headline rate.
Neobank layers sit on a partner bank; check which bank holds the funds and what happens if the layer shuts down.
What to look for
- ✓ Current account with bulk payouts
- ✓ Connected banking with accounting sync
- ✓ Business credit line or working-capital loans
- ✓ Invoice discounting and trade finance
- ✓ Corporate cards and spend controls
- ✓ GST-linked lending eligibility
- ✓ APIs for payouts and collections
- ✓ Cash-flow forecasting
Get an instant demo
Let us arrange your demos, free
Banking, lending & fintech — frequently asked questions
What is a neobank?+
A digital-only banking layer built on top of a licensed partner bank. Your money sits with the partner bank; the neobank provides the app, cards, payouts and accounting features.
Banking, lending & fintech by industry
Banking, lending & fintech — popular searches
Related categories
Need help choosing?
Get a personalised banking, lending & fintech shortlist
Tell us about your business and we send a shortlist with honest pros and cons, then arrange demos. Free — the vendor invoices you directly.