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Chime

by Chime · San Francisco, United States · Since 2012

US consumer neobank.

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Starting price
Free
Free trial / plan
Always free
Start without a card
Deployment
Cloud
Web, Android & iOS
App Advisor rating
4.2
transparency & India fit

What is Chime?

Chime is banking, lending & fintech from Chime, based in San Francisco, United States and has been building software since 2012. US consumer neobank.

Banking and fintech apps range from bank mobile apps and neobanks for businesses to small-business lending, invoice discounting and BNPL. For a business, the decision is usually about current-account features, payouts, APIs and how quickly you can get credit against receivables.

It is completely free to use.

What works well

  • +Completely free to use
  • +14 years in business — a mature, stable product
  • +Native mobile apps for work on the go

What to watch out for

  • Global vendor — check India-specific compliance (GST, TDS) and support hours before you commit

Best suited for: Startup · Small business · SMB

AI analysis of Chime

Analysing Chime — pricing, features, reviews and alternatives…

Generated by App Advisor's native engine from this listing's verified data — not a paid placement.

Chime features

Category-standard capabilities plus what Chime adds. Verify depth in a demo.

  • Current account with bulk payouts
  • Connected banking with accounting sync
  • Business credit line or working-capital loans
  • Invoice discounting and trade finance
  • Corporate cards and spend controls
  • GST-linked lending eligibility
  • APIs for payouts and collections
  • Cash-flow forecasting
  • Mobile apps for Android and iOS
  • Free plan to start without a card

Chime pricing

Entry price

Free

No paid plan required

How Chime charges. Chime is free; some free products monetise through add-ons, payments or premium support, so check what stays free at scale.

Read from the vendor's official website. Prices change — confirm on chime.com.

Specifications

Category
Banking, lending & fintech
Vendor
Chime
Headquarters
San Francisco, United States
Founded
2012
Pricing model
Free
Starting price
Free
Deployment
Cloud
Platforms
Web, Android, iOS
Best for
Startup, Small business, SMB
Made in India
No

More software like Chime

Alternatives, the same vendor's other products and India-first picks.

Compare all Chime alternatives with pricing →

Chime — frequently asked questions

What is Chime?+

Chime is banking, lending & fintech by Chime. US consumer neobank.

How much does Chime cost?+

Chime is free to use.

Does Chime offer a free trial or free plan?+

Yes — Chime offers a free plan you can start with.

Is Chime made in India?+

No. Chime is developed by Chime in San Francisco, United States, though it is used by Indian businesses.

Who is Chime best suited for?+

Chime suits startup, small business, smb buyers looking for banking, lending & fintech.

What are the best alternatives to Chime?+

Popular alternatives in banking, lending & fintech include ICICI iMobile Pay, IndusInd IndusMobile, RazorpayX. Use App Advisor's compare tool to see them side by side.

How is Chime deployed?+

Chime is available as a cloud (SaaS) product, with web, Android and iOS apps.

About Chime

Chime logo

Chime · San Francisco, United States · Founded 2012 · 1 product in our catalogue

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