1. ICICI iMobile Pay
ICICI Bank · Mumbai · Banking, lending & fintech · 4.6/5
ICICI Bank's mobile app with UPI for any bank.
Free
Free plan available
Compared with Chime
- Built in India (Mumbai)
Banking, lending & fintech · Alternatives
Best Chime alternatives in India (2026)
Chime is a banking, lending & fintech product from Chime, San Francisco, priced at Free with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 20 have a free plan, 16 are built in India.
Quick answer
The closest alternatives to Chime are ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free), Fi (Free) and Bank of Baroda bob World (Free). ICICI iMobile Pay is the top-ranked option with a free plan.
Why businesses look for a Chime alternative
Indian support and GST
Chime is built in United States. 16 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.
Chime alternatives compared
Ranked by how closely each product matches Chime's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Chime (current) | Free | Yes | Web, Android, iOS | No | 4.2/5 | — |
| 1 | ICICI iMobile Pay | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 2 |  Jupiter | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 3 |  IndusInd IndusMobile | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 4 |  Fi | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 5 |  Bank of Baroda bob World | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 6 |  Canara ai1 | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 7 |  Federal Bank FedMobile | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 8 |  IDFC FIRST Bank App | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 9 |  AU 0101 | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 10 |  Airtel Payments Bank | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 11 |  Bajaj Finserv EMI Network | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 12 |  ICICI InstaBIZ | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 13 |  TrueBalance | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 14 |  SBI YONO Business | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 15 |  Mercury | Free | Yes | Web, Android, iOS | No | 4.2/5 | |
| 16 |  Tide India | Free | Yes | Web, Android, iOS | No | 4.2/5 | |
| 17 |  Freo | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 18 |  OneCard | Free | Yes | Web, Android, iOS | Yes | 4.2/5 | |
| 19 |  Revolut | Free plan | Yes | Web, Android, iOS | No | 4.1/5 | |
| 20 |  N26 | Free plan | Yes | Web, Android, iOS | No | 4.1/5 |
Top 10 Chime alternatives in detail
2. Jupiter
Jupiter · Mumbai · Banking, lending & fintech · 4.6/5
Digital banking app with savings insights.
Free
Free plan available
Compared with Chime
- Built in India (Mumbai)
3. IndusInd IndusMobile
IndusInd Bank · Mumbai · Banking, lending & fintech · 4.6/5
IndusInd mobile banking.
Free
Free plan available
Compared with Chime
- Built in India (Mumbai)
Free
Free plan available
Compared with Chime
- Built in India (Bengaluru)
5. Bank of Baroda bob World
Bank of Baroda · Vadodara · Banking, lending & fintech · 4.6/5
Bank of Baroda's digital banking app.
Free
Free plan available
Compared with Chime
- Built in India (Vadodara)
6. Canara ai1
Canara Bank · Bengaluru · Banking, lending & fintech · 4.6/5
Canara Bank's all-in-one banking app.
Free
Free plan available
Compared with Chime
- Built in India (Bengaluru)
7. Federal Bank FedMobile
Federal Bank · Kochi · Banking, lending & fintech · 4.6/5
Federal Bank mobile banking.
Free
Free plan available
Compared with Chime
- Built in India (Kochi)
8. IDFC FIRST Bank App
IDFC FIRST Bank · Mumbai · Banking, lending & fintech · 4.5/5
Mobile banking with monthly interest credit.
Free
Free plan available
Compared with Chime
- Built in India (Mumbai)
9. AU 0101
AU Small Finance Bank · Jaipur · Banking, lending & fintech · 4.6/5
AU Bank's video banking and mobile app.
Free
Free plan available
Compared with Chime
- Built in India (Jaipur)
10. Airtel Payments Bank
Airtel Payments Bank · New Delhi · Banking, lending & fintech · 4.5/5
Payments bank inside Airtel Thanks app.
Free
Free plan available
Compared with Chime
- Built in India (New Delhi)
Chime alternatives by what you need
How to choose a Chime alternative
- For a business account, compare payout fees, API access and accounting integrations — those save more time than the interface.
- Lending apps must name the regulated lender; check the APR, processing fee and prepayment terms rather than the headline rate.
- Neobank layers sit on a partner bank; check which bank holds the funds and what happens if the layer shuts down.
Chime alternatives — FAQs
What is the best alternative to Chime in 2026?+
The closest matches to Chime on App Advisor are ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free). They are ranked by how closely their category, pricing model, platforms and target business size match Chime, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Chime?+
Yes. 20 of the 20 alternatives listed have a free plan or are free: ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to Chime?+
Yes. 16 alternatives are built in India, including ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Chime vs ICICI iMobile Pay: which is better?+
ICICI iMobile Pay is the closest match to Chime in our catalogue. Key differences: Built in India (Mumbai). Compare them side by side before you book a demo.
How were these Chime alternatives chosen?+
Every product listed sits in banking, lending & fintech or a category Chime also covers, and Chime's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
Not sure which Chime alternative fits?
Tell us your team size and budget and we'll send a shortlist of three.
Related alternatives
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