Made in IndiaFree plan
Starts at
Free plan
- Starting price
- Free
- Free trial / plan
- Always free
- Start without a card
- Deployment
- Cloud
- Web, Android & iOS
- App Advisor rating
- 4.5
- transparency & India fit
What is CRED?
CRED is personal finance & investing apps from CRED, an Indian company headquartered in Bengaluru, Karnataka and has been building software since 2018. Credit card bill payments with rewards and UPI.
Personal finance apps cover budgeting and expense tracking, mutual-fund and stock investing, credit scores, loans and insurance. India's most-downloaded finance apps are broking and payments apps, so this category is as much about trust and regulation as about features.
It is completely free to use. Because it is built in India, GST, INR pricing and local support hours are native rather than bolted on.
What works well
- +Completely free to use
- +Built in India with GST-ready workflows and local support hours
- +Native mobile apps for work on the go
What to watch out for
- −Feature depth for your specific workflow should still be verified in a demo
Best suited for: Startup · Small business · SMB
AI analysis of CRED
Analysing CRED — pricing, features, reviews and alternatives…
Generated by App Advisor's native engine from this listing's verified data — not a paid placement.
CRED features
Category-standard capabilities plus what CRED adds. Verify depth in a demo.
- SEBI-registered broking or MF distribution
- Direct mutual funds with zero commission
- Expense tracking from SMS and bank feeds
- Credit score monitoring
- SIP automation and goal planning
- Tax-saving and capital-gains reports
- Insurance comparison and claims
- Two-factor security and device binding
- Mobile apps for Android and iOS
- Free plan to start without a card
- INR pricing and India-based support
CRED pricing
Entry price
Free
No paid plan required
How CRED charges. CRED is free; some free products monetise through add-ons, payments or premium support, so check what stays free at scale.
Read from the vendor's official website. Prices change — confirm on cred.club.
CRED screenshots
Specifications
- Category
- Personal finance & investing apps
- Vendor
- CRED
- Headquarters
- Bengaluru, Karnataka
- Founded
- 2018
- Pricing model
- Free
- Starting price
- Free
- Deployment
- Cloud
- Platforms
- Web, Android, iOS
- Best for
- Startup, Small business, SMB
- Made in India
- Yes
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CRED — frequently asked questions
What is CRED?+
CRED is personal finance & investing apps by CRED, an Indian company from Bengaluru. Credit card bill payments with rewards and UPI.
How much does CRED cost?+
CRED is free to use.
Does CRED offer a free trial or free plan?+
Yes — CRED offers a free plan you can start with.
Is CRED made in India?+
Yes. CRED is built by CRED, headquartered in Bengaluru, Karnataka.
Who is CRED best suited for?+
CRED suits startup, small business, smb buyers looking for personal finance & investing apps.
What are the best alternatives to CRED?+
Popular alternatives in personal finance & investing apps include Angel One, Zerodha Kite, Upstox. Use App Advisor's compare tool to see them side by side.
How is CRED deployed?+
CRED is available as a cloud (SaaS) product, with web, Android and iOS apps.
About CRED
CRED · Bengaluru, Karnataka · Founded 2018 · 2 products in our catalogue · Indian company
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