1. Lendingkart
Lendingkart · Ahmedabad · Banking, lending & fintech · 4.3/5
Working capital loans for SMEs.
Pay as you go
Free trial
Banking, lending & fintech · Alternatives
Best LoanTap alternatives in India (2026)
LoanTap is a banking, lending & fintech product from LoanTap, Pune, priced at Pay as you go. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 7 have a free plan, 20 are built in India.
Quick answer
The closest alternatives to LoanTap are Lendingkart (Pay as you go), Indifi (Pay as you go), Capital Float (axio) (Pay as you go), NeoGrowth (Pay as you go) and FlexiLoans (Pay as you go). ICICI iMobile Pay is the top-ranked option with a free plan.
Why businesses look for a LoanTap alternative
There is no free plan
LoanTap has no free tier. 7 alternatives do, which lets you test with real data before you pay.
LoanTap alternatives compared
Ranked by how closely each product matches LoanTap's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | LoanTap (current) | Pay as you go | No | Web, Android, iOS | Yes | 4.1/5 | — |
| 1 | Lendingkart | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 | |
| 2 |  Indifi | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 | |
| 3 |  Capital Float (axio) | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 | |
| 4 |  NeoGrowth | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 | |
| 5 |  FlexiLoans | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 | |
| 6 |  Rupeek | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 | |
| 7 |  Cashe | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 | |
| 8 |  MoneyTap | Pay as you go | No | Web, Android, iOS | Yes | 4.3/5 | |
| 9 |  PayMe India | Pay as you go | No | Web, Android, iOS | Yes | 4.2/5 | |
| 10 |  Kissht | Pay as you go | No | Web, Android, iOS | Yes | 4.1/5 | |
| 11 |  PaySense | Pay as you go | No | Web, Android, iOS | Yes | 4.1/5 | |
| 12 |  Stashfin | Pay as you go | No | Web, Android, iOS | Yes | 4.1/5 | |
| 13 |  Zype | Pay as you go | No | Web, Android, iOS | Yes | 4/5 | |
| 14 |  ICICI iMobile Pay | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 15 |  Jupiter | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 16 |  IndusInd IndusMobile | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 17 |  Fi | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 18 |  Bank of Baroda bob World | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 19 |  Canara ai1 | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 20 |  Federal Bank FedMobile | Free | Yes | Web, Android, iOS | Yes | 4.6/5 |
Top 10 LoanTap alternatives in detail
2. Indifi
Indifi · Gurugram · Banking, lending & fintech · 4.3/5
Business loans for small enterprises.
Pay as you go
Free trial
3. Capital Float (axio)
axio · Bengaluru · Banking, lending & fintech · 4.3/5
Pay-later and personal credit.
Pay as you go
Free trial
4. NeoGrowth
NeoGrowth Credit · Mumbai · Banking, lending & fintech · 4.3/5
Loans against card and digital sales for retailers.
Pay as you go
Free trial
Pay as you go
Free trial
Pay as you go
Free trial
Pay as you go
Free trial
Pay as you go
Free trial
9. PayMe India
PayMe India · Noida · Banking, lending & fintech · 4.2/5
Personal loans for salaried professionals.
Pay as you go
Free trial
Pay as you go
Free trial
LoanTap alternatives by what you need
How to choose a LoanTap alternative
- For a business account, compare payout fees, API access and accounting integrations — those save more time than the interface.
- Lending apps must name the regulated lender; check the APR, processing fee and prepayment terms rather than the headline rate.
- Neobank layers sit on a partner bank; check which bank holds the funds and what happens if the layer shuts down.
LoanTap alternatives — FAQs
What is the best alternative to LoanTap in 2026?+
The closest matches to LoanTap on App Advisor are Lendingkart (Pay as you go), Indifi (Pay as you go), Capital Float (axio) (Pay as you go). They are ranked by how closely their category, pricing model, platforms and target business size match LoanTap, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to LoanTap?+
Yes. 7 of the 20 alternatives listed have a free plan or are free: ICICI iMobile Pay (Free), Jupiter (Free), IndusInd IndusMobile (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to LoanTap?+
Yes. 20 alternatives are built in India, including Lendingkart (Pay as you go), Indifi (Pay as you go), Capital Float (axio) (Pay as you go). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
LoanTap vs Lendingkart: which is better?+
Lendingkart is the closest match to LoanTap in our catalogue. Compare them side by side before you book a demo.
How were these LoanTap alternatives chosen?+
Every product listed sits in banking, lending & fintech or a category LoanTap also covers, and LoanTap's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
Not sure which LoanTap alternative fits?
Tell us your team size and budget and we'll send a shortlist of three.
Related alternatives
Lendingkart alternativesIndifi alternativesCapital Float (axio) alternativesNeoGrowth alternativesFlexiLoans alternativesRupeek alternativesCashe alternativesMoneyTap alternativesPayMe India alternativesKissht alternativesPaySense alternativesStashfin alternativesAll banking, lending & fintech alternativesBrowse all alternatives