1. Angel One
Angel One · Mumbai · Personal finance & investing apps · 4.6/5
Full-service broker with a flat-fee app and advisory.
Free plan
Free plan available
Personal finance & investing apps · Alternatives
Best Navi alternatives in India (2026)
Navi is a personal finance & investing apps product from Navi Technologies, Bengaluru, priced at Free plan with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 20 have a free plan, 20 are built in India.
Quick answer
The closest alternatives to Navi are Angel One (Free plan), Zerodha Kite (Free plan), Kotak Securities (Free plan), ET Money (Free plan) and 5paisa (Free plan). Angel One is the top-ranked option with a free plan.
Navi alternatives compared
Ranked by how closely each product matches Navi's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Navi (current) | Free plan | Yes | Web, Android, iOS | Yes | 4.2/5 | — |
| 1 | Angel One | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 2 |  Zerodha Kite | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 3 |  Kotak Securities | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 4 |  ET Money | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 5 |  5paisa | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 6 |  Dhan | Free plan | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 7 |  Fyers | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 8 |  Scripbox | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 9 |  HDFC Sky | Free plan | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 10 |  Moneycontrol | Free plan | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 11 |  Value Research | Free plan | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 12 |  Opstra | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 13 |  Sensibull | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 14 |  Kuvera | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 15 |  Choice FinX | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 16 |  Shoonya by Finvasia | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 17 |  Alice Blue | Free plan | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 18 |  BankBazaar | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 19 |  CreditMantri | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 20 |  Policybazaar | Free | Yes | Web, Android, iOS | Yes | 4.5/5 |
Top 10 Navi alternatives in detail
2. Zerodha Kite
Zerodha · Bengaluru · Personal finance & investing apps · 4.6/5
India's largest discount broker with the Kite trading app and Coin for mutual funds.
Free plan
Free plan available
3. Kotak Securities
Kotak Securities · Mumbai · Personal finance & investing apps · 4.6/5
Broking with Trade Free plans and research.
Free plan
Free plan available
4. ET Money
ET Money (Times Internet) · Gurugram · Personal finance & investing apps · 4.5/5
Mutual funds, insurance and expense tracking.
Free plan
Free plan available
5. 5paisa
5paisa Capital · Mumbai · Personal finance & investing apps · 4.5/5
Low-cost broking with mutual funds and loans.
Free plan
Free plan available
6. Dhan
Raise Financial Services · Mumbai · Personal finance & investing apps · 4.4/5
Trading app for options and long-term investing.
Free plan
Free plan available
7. Fyers
Fyers Securities · Bengaluru · Personal finance & investing apps · 4.5/5
Trading platform with advanced charts and free equity delivery.
Free plan
Free plan available
8. Scripbox
Scripbox · Bengaluru · Personal finance & investing apps · 4.5/5
Mutual fund investing with advisory.
Free plan
Free plan available
9. HDFC Sky
HDFC Securities · Mumbai · Personal finance & investing apps · 4.4/5
Flat-fee broking app from HDFC Securities.
Free plan
Free plan available
10. Moneycontrol
Network18 · Mumbai · Personal finance & investing apps · 4.4/5
Markets news, portfolio tracking and data.
Free plan
Free plan available
Navi alternatives by what you need
How to choose a Navi alternative
- Check regulation first: broking apps must be SEBI-registered, MF platforms should be AMFI-registered distributors or RIAs, and lending apps must partner with an RBI-regulated lender.
- Direct mutual-fund plans save roughly 1% a year versus regular plans — a platform that offers only regular plans is costing you.
- Read the charges page, not the ad: brokerage, AMC, DP charges and platform fees add up.
Navi alternatives — FAQs
What is the best alternative to Navi in 2026?+
The closest matches to Navi on App Advisor are Angel One (Free plan), Zerodha Kite (Free plan), Kotak Securities (Free plan). They are ranked by how closely their category, pricing model, platforms and target business size match Navi, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Navi?+
Yes. 20 of the 20 alternatives listed have a free plan or are free: Angel One (Free plan), Zerodha Kite (Free plan), Kotak Securities (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to Navi?+
Yes. 20 alternatives are built in India, including Angel One (Free plan), Zerodha Kite (Free plan), Kotak Securities (Free plan). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Navi vs Angel One: which is better?+
Angel One is the closest match to Navi in our catalogue. Compare them side by side before you book a demo.
How were these Navi alternatives chosen?+
Every product listed sits in personal finance & investing apps or a category Navi also covers, and Navi Technologies's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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