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NPCI UPI

by NPCI · Mumbai, Maharashtra · Since 2016

The Unified Payments Interface itself, operated by NPCI.

Payment gateways & UPIMade in IndiaFree
Visit website
Starting price
Free
Free trial / plan
Always free
Start without a card
Deployment
Cloud
Web
App Advisor rating
4.5
transparency & India fit

What is NPCI UPI?

NPCI UPI is payment gateways & upi from NPCI, an Indian company headquartered in Mumbai, Maharashtra and has been building software since 2016. The Unified Payments Interface itself, operated by NPCI.

Payment gateways let you collect money online through UPI, cards, net banking, wallets and EMI, and settle it to your bank. In India the gateway choice affects success rates, settlement speed and the fees you pay on every rupee, so it deserves more attention than the sign-up flow suggests.

It is completely free to use. Because it is built in India, GST, INR pricing and local support hours are native rather than bolted on.

What works well

  • +Completely free to use
  • +Built in India with GST-ready workflows and local support hours
  • +10 years in business — a mature, stable product

What to watch out for

  • Feature depth for your specific workflow should still be verified in a demo

Best suited for: Startup · Small business · SMB

AI analysis of NPCI UPI

Analysing NPCI UPI — pricing, features, reviews and alternatives…

Generated by App Advisor's native engine from this listing's verified data — not a paid placement.

NPCI UPI features

Category-standard capabilities plus what NPCI UPI adds. Verify depth in a demo.

  • UPI, cards, net banking, wallets and EMI
  • Payment links and pages without a website
  • Recurring payments and e-mandates
  • Payouts and vendor payments
  • Smart routing for higher success rates
  • Settlement cycles (T+1, instant)
  • Plugins for Shopify, WooCommerce and apps
  • Dashboards, refunds and dispute management
  • Free plan to start without a card
  • INR pricing and India-based support

NPCI UPI pricing

Entry price

Free

No paid plan required

How NPCI UPI charges. NPCI UPI is free; some free products monetise through add-ons, payments or premium support, so check what stays free at scale.

Read from the vendor's official website. Prices change — confirm on npci.org.in.

Specifications

Category
Payment gateways & UPI
Vendor
NPCI
Headquarters
Mumbai, Maharashtra
Founded
2016
Pricing model
Free
Starting price
Free
Deployment
Cloud
Platforms
Web
Best for
Startup, Small business, SMB
Made in India
Yes

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NPCI UPI — frequently asked questions

What is NPCI UPI?+

NPCI UPI is payment gateways & upi by NPCI, an Indian company from Mumbai. The Unified Payments Interface itself, operated by NPCI.

How much does NPCI UPI cost?+

NPCI UPI is free to use.

Does NPCI UPI offer a free trial or free plan?+

Yes — NPCI UPI offers a free plan you can start with.

Is NPCI UPI made in India?+

Yes. NPCI UPI is built by NPCI, headquartered in Mumbai, Maharashtra.

Who is NPCI UPI best suited for?+

NPCI UPI suits startup, small business, smb buyers looking for payment gateways & upi.

What are the best alternatives to NPCI UPI?+

Popular alternatives in payment gateways & upi include PayU, Razorpay, Paytm Payment Gateway. Use App Advisor's compare tool to see them side by side.

How is NPCI UPI deployed?+

NPCI UPI is available as a cloud (SaaS) product, with web access.

About NPCI

NPCI logo

NPCI · Mumbai, Maharashtra · Founded 2012 · 4 products in our catalogue · Indian company

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