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RuPay

by NPCI · Mumbai, Maharashtra · Since 2012

India's card network.

UPI & payment appsMade in IndiaFreeMobile app
Visit website
Starting price
Free
Free trial / plan
Always free
Start without a card
Deployment
Cloud
Web, Android & iOS
App Advisor rating
4.3
transparency & India fit

What is RuPay?

RuPay is upi & payment apps from NPCI, an Indian company headquartered in Mumbai, Maharashtra and has been building software since 2012. India's card network.

UPI and payment apps handle person-to-person transfers, bill payments, recharges and merchant payments. For businesses, the merchant apps add QR codes, soundboxes, settlements and simple ledgers.

It is completely free to use. Because it is built in India, GST, INR pricing and local support hours are native rather than bolted on.

What works well

  • +Completely free to use
  • +Built in India with GST-ready workflows and local support hours
  • +14 years in business — a mature, stable product
  • +Native mobile apps for work on the go

What to watch out for

  • Feature depth for your specific workflow should still be verified in a demo

Best suited for: Startup · Small business · SMB

AI analysis of RuPay

Analysing RuPay — pricing, features, reviews and alternatives…

Generated by App Advisor's native engine from this listing's verified data — not a paid placement.

RuPay features

Category-standard capabilities plus what RuPay adds. Verify depth in a demo.

  • UPI transfers and QR payments
  • Bill payments and recharges
  • Merchant soundbox and settlements
  • Credit on UPI and RuPay cards
  • Wallet and gift cards
  • Transaction history and reports
  • Security and device binding
  • International UPI
  • Mobile apps for Android and iOS
  • Free plan to start without a card
  • INR pricing and India-based support

RuPay pricing

Entry price

Free

No paid plan required

How RuPay charges. RuPay is free; some free products monetise through add-ons, payments or premium support, so check what stays free at scale.

Read from the vendor's official website. Prices change — confirm on rupay.co.in.

RuPay screenshots

Specifications

Category
UPI & payment apps
Vendor
NPCI
Headquarters
Mumbai, Maharashtra
Founded
2012
Pricing model
Free
Starting price
Free
Deployment
Cloud
Platforms
Web, Android, iOS
Best for
Startup, Small business, SMB
Made in India
Yes

More software like RuPay

Alternatives, the same vendor's other products and India-first picks.

Compare all RuPay alternatives with pricing →

RuPay — frequently asked questions

What is RuPay?+

RuPay is upi & payment apps by NPCI, an Indian company from Mumbai. India's card network.

How much does RuPay cost?+

RuPay is free to use.

Does RuPay offer a free trial or free plan?+

Yes — RuPay offers a free plan you can start with.

Is RuPay made in India?+

Yes. RuPay is built by NPCI, headquartered in Mumbai, Maharashtra.

Who is RuPay best suited for?+

RuPay suits startup, small business, smb buyers looking for upi & payment apps.

What are the best alternatives to RuPay?+

Popular alternatives in upi & payment apps include Paytm, PhonePe, Freecharge. Use App Advisor's compare tool to see them side by side.

How is RuPay deployed?+

RuPay is available as a cloud (SaaS) product, with web, Android and iOS apps.

About NPCI

NPCI logo

NPCI · Mumbai, Maharashtra · Founded 2012 · 4 products in our catalogue · Indian company

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