RecommendedMade in India
Starts at
Free
- Starting price
- Free
- Free trial / plan
- Always free
- Start without a card
- Deployment
- Cloud
- Web, Android & iOS
- App Advisor rating
- 4.3
- transparency & India fit
What is UPI 123PAY?
UPI 123PAY is upi & payment apps from NPCI, an Indian company headquartered in Mumbai, Maharashtra and has been building software since 2022. UPI for feature phones.
UPI and payment apps handle person-to-person transfers, bill payments, recharges and merchant payments. For businesses, the merchant apps add QR codes, soundboxes, settlements and simple ledgers.
It is completely free to use. Because it is built in India, GST, INR pricing and local support hours are native rather than bolted on.
What works well
- +Completely free to use
- +Built in India with GST-ready workflows and local support hours
- +Native mobile apps for work on the go
What to watch out for
- −Feature depth for your specific workflow should still be verified in a demo
Best suited for: Startup · Small business · SMB
AI analysis of UPI 123PAY
Analysing UPI 123PAY — pricing, features, reviews and alternatives…
Generated by App Advisor's native engine from this listing's verified data — not a paid placement.
UPI 123PAY features
Category-standard capabilities plus what UPI 123PAY adds. Verify depth in a demo.
- UPI transfers and QR payments
- Bill payments and recharges
- Merchant soundbox and settlements
- Credit on UPI and RuPay cards
- Wallet and gift cards
- Transaction history and reports
- Security and device binding
- International UPI
- Mobile apps for Android and iOS
- Free plan to start without a card
- INR pricing and India-based support
UPI 123PAY pricing
Entry price
Free
No paid plan required
How UPI 123PAY charges. UPI 123PAY is free; some free products monetise through add-ons, payments or premium support, so check what stays free at scale.
Read from the vendor's official website. Prices change — confirm on npci.org.in.
Specifications
- Category
- UPI & payment apps
- Vendor
- NPCI
- Headquarters
- Mumbai, Maharashtra
- Founded
- 2022
- Pricing model
- Free
- Starting price
- Free
- Deployment
- Cloud
- Platforms
- Web, Android, iOS
- Best for
- Startup, Small business, SMB
- Made in India
- Yes
More software like UPI 123PAY
Alternatives, the same vendor's other products and India-first picks.
Compare all UPI 123PAY alternatives with pricing →
UPI 123PAY — frequently asked questions
What is UPI 123PAY?+
UPI 123PAY is upi & payment apps by NPCI, an Indian company from Mumbai. UPI for feature phones.
How much does UPI 123PAY cost?+
UPI 123PAY is free to use.
Does UPI 123PAY offer a free trial or free plan?+
Yes — UPI 123PAY offers a free plan you can start with.
Is UPI 123PAY made in India?+
Yes. UPI 123PAY is built by NPCI, headquartered in Mumbai, Maharashtra.
Who is UPI 123PAY best suited for?+
UPI 123PAY suits startup, small business, smb buyers looking for upi & payment apps.
What are the best alternatives to UPI 123PAY?+
Popular alternatives in upi & payment apps include Paytm, PhonePe, Freecharge. Use App Advisor's compare tool to see them side by side.
How is UPI 123PAY deployed?+
UPI 123PAY is available as a cloud (SaaS) product, with web, Android and iOS apps.
About NPCI
NPCI · Mumbai, Maharashtra · Founded 2012 · 4 products in our catalogue · Indian company
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