Made in IndiaFree plan
Starts at
Free plan
- Starting price
- Free
- Free trial / plan
- Always free
- Start without a card
- Deployment
- Cloud
- Web, Android & iOS
- App Advisor rating
- 4.5
- transparency & India fit
What is Walnut?
Walnut is personal finance & investing apps from Walnut (Axio), an Indian company headquartered in Bengaluru, Karnataka and has been building software since 2014. Automatic expense tracking from SMS.
Personal finance apps cover budgeting and expense tracking, mutual-fund and stock investing, credit scores, loans and insurance. India's most-downloaded finance apps are broking and payments apps, so this category is as much about trust and regulation as about features.
It is completely free to use. Beyond personal finance & investing apps, Walnut also covers sms & otp platforms. Because it is built in India, GST, INR pricing and local support hours are native rather than bolted on.
What works well
- +Completely free to use
- +Built in India with GST-ready workflows and local support hours
- +12 years in business — a mature, stable product
- +Native mobile apps for work on the go
- +Covers more than one software category, reducing the number of tools you run
What to watch out for
- −Feature depth for your specific workflow should still be verified in a demo
Best suited for: Startup · Small business · SMB
AI analysis of Walnut
Analysing Walnut — pricing, features, reviews and alternatives…
Generated by App Advisor's native engine from this listing's verified data — not a paid placement.
Walnut features
Category-standard capabilities plus what Walnut adds. Verify depth in a demo.
- SEBI-registered broking or MF distribution
- Direct mutual funds with zero commission
- Expense tracking from SMS and bank feeds
- Credit score monitoring
- SIP automation and goal planning
- Tax-saving and capital-gains reports
- Insurance comparison and claims
- Two-factor security and device binding
- Mobile apps for Android and iOS
- Free plan to start without a card
- INR pricing and India-based support
Walnut pricing
Entry price
Free
No paid plan required
How Walnut charges. Walnut is free; some free products monetise through add-ons, payments or premium support, so check what stays free at scale.
Read from the vendor's official website. Prices change — confirm on walnutapp.com.
Specifications
- Category
- Personal finance & investing apps, SMS & OTP platforms
- Vendor
- Walnut (Axio)
- Headquarters
- Bengaluru, Karnataka
- Founded
- 2014
- Pricing model
- Free
- Starting price
- Free
- Deployment
- Cloud
- Platforms
- Web, Android, iOS
- Best for
- Startup, Small business, SMB
- Made in India
- Yes
More software like Walnut
Alternatives, the same vendor's other products and India-first picks.
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Walnut — frequently asked questions
What is Walnut?+
Walnut is personal finance & investing apps by Walnut (Axio), an Indian company from Bengaluru. Automatic expense tracking from SMS.
How much does Walnut cost?+
Walnut is free to use.
Does Walnut offer a free trial or free plan?+
Yes — Walnut offers a free plan you can start with.
Is Walnut made in India?+
Yes. Walnut is built by Walnut (Axio), headquartered in Bengaluru, Karnataka.
Who is Walnut best suited for?+
Walnut suits startup, small business, smb buyers looking for personal finance & investing apps with sms & otp platforms.
What are the best alternatives to Walnut?+
Popular alternatives in personal finance & investing apps include Angel One, Zerodha Kite, Upstox. Use App Advisor's compare tool to see them side by side.
How is Walnut deployed?+
Walnut is available as a cloud (SaaS) product, with web, Android and iOS apps.
About Walnut (Axio)
Walnut (Axio) · Bengaluru, Karnataka · Founded 2014 · 1 product in our catalogue · Indian company
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