Made in IndiaFree plan
Starts at
Free plan
YNAB
by You Need A Budget · Lehi, United States · Since 2004
Zero-based budgeting app.
Personal finance & investing appsMobile app
- Starting price
- ₹1,200/mo
- per month, billed by vendor
- Free trial / plan
- Free trial
- Deployment
- Cloud
- Web, Android & iOS
- App Advisor rating
- 4.2
- transparency & India fit
What is YNAB?
YNAB is personal finance & investing apps from You Need A Budget, based in Lehi, United States and has been building software since 2004. Zero-based budgeting app.
Personal finance apps cover budgeting and expense tracking, mutual-fund and stock investing, credit scores, loans and insurance. India's most-downloaded finance apps are broking and payments apps, so this category is as much about trust and regulation as about features.
Pricing is published and starts at roughly ₹1,200 per month.
What works well
- +Pricing is published, so there is no sales call to see costs
- +22 years in business — a mature, stable product
- +Native mobile apps for work on the go
What to watch out for
- −No permanently free plan
- −Global vendor — check India-specific compliance (GST, TDS) and support hours before you commit
Best suited for: Small business · SMB · Mid-market
AI analysis of YNAB
Analysing YNAB — pricing, features, reviews and alternatives…
Generated by App Advisor's native engine from this listing's verified data — not a paid placement.
YNAB features
Category-standard capabilities plus what YNAB adds. Verify depth in a demo.
- SEBI-registered broking or MF distribution
- Direct mutual funds with zero commission
- Expense tracking from SMS and bank feeds
- Credit score monitoring
- SIP automation and goal planning
- Tax-saving and capital-gains reports
- Insurance comparison and claims
- Two-factor security and device binding
- Mobile apps for Android and iOS
YNAB pricing
Entry price
₹1,200/mo
Published subscription pricing, taxes extra
How YNAB charges. Plans scale with users or features. Annual billing is usually 15–25% cheaper than monthly, and GST is added on top of listed prices in India.
Read from the vendor's official website. Prices change — confirm on ynab.com.
Specifications
- Category
- Personal finance & investing apps
- Vendor
- You Need A Budget
- Headquarters
- Lehi, United States
- Founded
- 2004
- Pricing model
- Subscription
- Starting price
- ₹1,200/mo
- Deployment
- Cloud
- Platforms
- Web, Android, iOS
- Best for
- Small business, SMB, Mid-market
- Made in India
- No
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Alternatives, the same vendor's other products and India-first picks.
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YNAB — frequently asked questions
What is YNAB?+
YNAB is personal finance & investing apps by You Need A Budget. Zero-based budgeting app.
How much does YNAB cost?+
YNAB starts at about ₹1,200 per month according to the vendor's published pricing. Plans and taxes vary, so confirm on the official site.
Does YNAB offer a free trial or free plan?+
YNAB typically offers a free trial before you commit to a paid plan.
Is YNAB made in India?+
No. YNAB is developed by You Need A Budget in Lehi, United States, though it is used by Indian businesses.
Who is YNAB best suited for?+
YNAB suits small business, smb, mid-market buyers looking for personal finance & investing apps.
What are the best alternatives to YNAB?+
Popular alternatives in personal finance & investing apps include Angel One, Zerodha Kite, Upstox. Use App Advisor's compare tool to see them side by side.
How is YNAB deployed?+
YNAB is available as a cloud (SaaS) product, with web, Android and iOS apps.
About You Need A Budget
You Need A Budget · Lehi, United States · Founded 2004 · 1 product in our catalogue
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