Trading app for options and long-term investing.
Made in IndiaFree planMobile app
Starts at
Free plan
Consumer & Everyday Apps
Best Personal finance & investing apps in India (2026)
Personal finance apps cover budgeting and expense tracking, mutual-fund and stock investing, credit scores, loans and insurance. India's most-downloaded finance apps are broking and payments apps, so this category is as much about trust and regulation as about features.
88 products compared77 made in India65 with a free plan
Top rated here
1
Angel One
Full-service broker with a flat-fee app and advisory.
Free plan
Zerodha Kite
India's largest discount broker with the Kite trading app and Coin for mutual funds.
Free plan
Upstox
Discount broking app for stocks, F&O and mutual funds.
Free plan
Kuvera
Free direct mutual fund investing with family accounts.
Free
Shoonya by Finvasia
Zero-brokerage trading platform.
Free
View
Full-service broking with education.
Made in IndiaMobile app
Starts at
Pay as you go
Wealth management app for mutual funds, stocks and tax.
Made in IndiaFree planMobile app
Starts at
Free plan
Markets news, portfolio tracking and data.
Made in IndiaFree planMobile app
Starts at
Free plan
Insurance advisory with no spam promise.
Made in IndiaFreeMobile app
Starts at
Free
Flat-fee broking app from HDFC Securities.
NewMade in IndiaFree plan
Starts at
Free plan
Fundamental stock screening for Indian equities.
Made in IndiaFree planMobile app
Starts at
Free plan
Mutual fund ratings and research.
Made in IndiaFree planMobile app
Starts at
Free plan
EMI cards, loans, insurance and investments.
Made in IndiaFreeMobile app
Starts at
Free
Personal finance tracker, now folded into Credit Karma.
FreeMobile app
Starts at
Free
Global investing platform for Indians.
Made in IndiaFree planMobile app
Starts at
Free plan
Stock analytics, screeners and alerts.
Made in IndiaFree planMobile app
Starts at
Free plan
Zero-forex travel cards and savings.
Made in IndiaFreeMobile app
Starts at
Free
Credit and payments app for young Indians.
Made in IndiaFreeMobile app
Starts at
Free
Direct mutual funds and NPS in your demat account.
Made in IndiaFreeMobile app
Starts at
Free
Stock research, screeners and market data.
Made in IndiaFree planMobile app
Starts at
Free plan
Options analytics and strategy tools.
Made in IndiaFree planMobile app
Starts at
Free plan
Options trading analytics and strategy builder.
Made in IndiaFree planMobile app
Starts at
Free plan
Neobank savings app with automated saving rules.
Made in IndiaFreeMobile app
Starts at
Free
Mutual funds and gold inside PhonePe.
Made in IndiaFreeMobile app
Starts at
Free
Digital-first car, bike and health insurance.
Made in IndiaMobile app
Starts at
Pay as you go
Pay-later cards and credit products.
Made in IndiaFreeMobile app
Starts at
Free
Simple digital general insurance.
Made in IndiaMobile app
Starts at
Pay as you go
Broking app with mutual funds and advisory.
Made in IndiaFree planMobile app
Starts at
Free plan
Ordered by App Advisor rating. Nothing here is paid placement — see how we rate software.
How to choose personal finance & investing apps
Check regulation first: broking apps must be SEBI-registered, MF platforms should be AMFI-registered distributors or RIAs, and lending apps must partner with an RBI-regulated lender.
Direct mutual-fund plans save roughly 1% a year versus regular plans — a platform that offers only regular plans is costing you.
Read the charges page, not the ad: brokerage, AMC, DP charges and platform fees add up.
What to look for
- ✓ SEBI-registered broking or MF distribution
- ✓ Direct mutual funds with zero commission
- ✓ Expense tracking from SMS and bank feeds
- ✓ Credit score monitoring
- ✓ SIP automation and goal planning
- ✓ Tax-saving and capital-gains reports
- ✓ Insurance comparison and claims
- ✓ Two-factor security and device binding
Get an instant demo
Let us arrange your demos, free
Personal finance & investing apps — frequently asked questions
Which is the best app for investing in mutual funds in India?+
Zerodha Coin, Groww, Kuvera and Paytm Money all offer direct plans with no commission. Choose on interface, family-account support and reporting rather than on cost, which is the same.
Personal finance & investing apps — popular searches
Related categories
Need help choosing?
Get a personalised personal finance & investing apps shortlist
Tell us about your business and we send a shortlist with honest pros and cons, then arrange demos. Free — the vendor invoices you directly.