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Expense management software · Alternatives

Best Navan alternatives in India (2026)

Navan is an expense management software product from Navan, Palo Alto, priced at Free plan with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 14 have a free plan, 9 are built in India.

Navan review

Quick answer

The closest alternatives to Navan are Expensify (Free plan), Brex (Free plan), Karbon Business (Free), Kodo (Free) and Mesh Payments (Free plan). Expensify is the top-ranked option with a free plan. Published prices in this list start at ₹700/month.

Why businesses look for a Navan alternative

Indian support and GST

Navan is built in United States. 9 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.

Navan alternatives compared

Ranked by how closely each product matches Navan's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
Navan logoNavan (current)Free planYesWebNo4.4/5
1Expensify logoExpensifyFree planYesWebNo4.6/5
2Brex logoBrexFree planYesWebNo4.4/5
3Karbon Business logoKarbon BusinessFreeYesWebYes4.7/5
4Kodo logoKodoFreeYesWebYes4.7/5
5Mesh Payments logoMesh PaymentsFree planYesWebNo4.3/5
6Jenji logoJenjiFree planYesWebNo4.3/5
7Moss logoMossFree planYesWebNo4.3/5
8MileIQ logoMileIQFree planYesWebNo4.3/5
9Capital on Tap logoCapital on TapFree planYesWebNo4.2/5
10Ramp logoRampFreeYesWebNo4.5/5
11Divvy logoDivvyFreeYesWebNo4.5/5
12Zoho Expense for Accountants logoZoho Expense for AccountantsFreeYesWebYes4.6/5
13Volopay logoVolopayPay as you goNoWebYes4.6/5
14Paytm for Business Expense logoPaytm for Business ExpenseFreeYesWebYes4.6/5
15ITILITE logoITILITE₹700/moNoWebYes4.6/5
16Keka Expense logoKeka Expense₹6,999/moNoWebYes4.5/5
17Rydoo logoRydoo₹800/moNoWebNo4.4/5
18Zoho Expense logoZoho ExpenseFree planYesWebYes4.8/5
19Happay logoHappayOn requestNoWebYes4.4/5
20Xpenditure by Rydoo logoXpenditure by Rydoo₹800/moNoWebNo4.3/5

Top 10 Navan alternatives in detail

Expensify logo

1. Expensify

Expensify · Portland · Expense management software · 4.6/5

Receipt scanning and expense reports with corporate cards.

Free plan

Free plan available

Brex logo

2. Brex

Brex · San Francisco · Expense management software · 4.4/5

Corporate cards, expenses and banking for startups.

Free plan

Free plan available

Karbon Business logo

3. Karbon Business

Karbon Card · Bengaluru · Expense management software · 4.7/5

Corporate cards and expense management for startups.

Free

Free plan available

Compared with Navan

  • Built in India (Bengaluru)
Kodo logo

4. Kodo

Kodo · Mumbai · Expense management software · 4.7/5

Corporate cards, reimbursements and vendor payments for startups.

Free

Free plan available

Compared with Navan

  • Built in India (Mumbai)
Mesh Payments logo

5. Mesh Payments

Mesh Payments · New York · Expense management software · 4.3/5

Mesh offers corporate cards, AP and expense management for spend control. | expense-management

Free plan

Free plan available

Jenji logo

6. Jenji

Jenji · Aix-en-Provence · Expense management software · 4.3/5

Jenji is expense management software, part of the Silae group, with a free Solo plan. | expense-management

Free plan

Free plan available

Moss logo

7. Moss

Nufin GmbH · Expense management software · 4.3/5

Spend management platform with corporate cards, invoice processing and reimbursements for SMEs.

Free plan

Free plan available

MileIQ logo

8. MileIQ

MileIQ · New York · Expense management software · 4.3/5

MileIQ automatically tracks and reports mileage for taxes or reimbursements. | expense-management

Free plan

Free plan available

Capital on Tap logo

9. Capital on Tap

Capital on Tap · London · Expense management software · 4.2/5

Capital on Tap offers a business credit card with free employee cards and spend tracking. | expense-management

Free plan

Free plan available

Ramp logo

10. Ramp

Ramp · New York · Expense management software · 4.5/5

Corporate cards and spend management for US companies.

Free

Free plan available

Navan alternatives by what you need

How to choose a Navan alternative

  • Decide whether you want cards. Card-led products are often free because they earn on interchange, but they require moving spend onto their cards.
  • Check GST capture — the ability to record supplier GSTIN and claim ITC on employee expenses is a real saving that many global tools skip.
  • Look at accounting sync depth: line-level export with cost centres beats a monthly CSV.

Navan alternatives — FAQs

What is the best alternative to Navan in 2026?+

The closest matches to Navan on App Advisor are Expensify (Free plan), Brex (Free plan), Karbon Business (Free). They are ranked by how closely their category, pricing model, platforms and target business size match Navan, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to Navan?+

Yes. 14 of the 20 alternatives listed have a free plan or are free: Expensify (Free plan), Brex (Free plan), Karbon Business (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.

What is the cheapest alternative to Navan?+

Among alternatives that publish a price, ITILITE starts lowest at ₹700/mo. Expensify also has a free plan. Prices are read from each vendor's website and exclude GST.

Is there an Indian alternative to Navan?+

Yes. 9 alternatives are built in India, including Karbon Business (Free), Kodo (Free), Zoho Expense for Accountants (Free). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

Navan vs Expensify: which is better?+

Expensify is the closest match to Navan in our catalogue. Compare them side by side before you book a demo.

How were these Navan alternatives chosen?+

Every product listed sits in expense management software or a category Navan also covers, and Navan's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

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