1. Refrens
Refrens Internet · Mumbai · Billing software · 4.6/5
Free invoicing, quotations and accounting with a lead-management layer for freelancers and agencies.
Free plan
Free plan available
Billing software · Alternatives
Best OkCredit alternatives in India (2026)
OkCredit is a billing software product from OkCredit, Bengaluru, priced at Free with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 14 have a free plan, 16 are built in India.
Quick answer
The closest alternatives to OkCredit are Refrens (Free plan), Xero (₹2,400/mo), EZTax Billing (Free plan), GimBooks (Free plan) and Reach Accounting (₹1,000/mo). Refrens is the top-ranked option with a free plan. Published prices in this list start at ₹291/month.
OkCredit alternatives compared
Ranked by how closely each product matches OkCredit's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | OkCredit (current) | Free | Yes | Web, Android, iOS | Yes | 4.7/5 | — |
| 1 | Refrens | Free plan | Yes | Web | Yes | 4.6/5 | |
| 2 |  Xero | ₹2,400/mo | No | Web, Android, iOS | No | 4.4/5 | |
| 3 |  EZTax Billing | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 4 |  GimBooks | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 5 |  Reach Accounting | ₹1,000/mo | No | Web | Yes | 4.6/5 | |
| 6 |  Vyapar | ₹291/mo | Yes | Web, Android, iOS | Yes | 4.8/5 | vs OkCredit |
| 7 |  Cashbook | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 8 |  Wave Accounting | Free plan | Yes | Web | No | 4.4/5 | |
| 9 |  Zoho Books | ₹749/mo | Yes | Web | Yes | 4.8/5 | vs OkCredit |
| 10 |  Moon Invoice | Free plan | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 11 |  ProfitBooks | Free plan | Yes | Web | Yes | 4.7/5 | |
| 12 |  Giddh | ₹300/mo | Yes | Web | Yes | 4.6/5 | |
| 13 |  InvoiceTemple | Free plan | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 14 |  GoFrugal | ₹6,000/mo | No | Web, Android, iOS | Yes | 4.7/5 | |
| 15 |  QuickBooks Online | ₹1,500/mo | No | Web | No | 4.4/5 | |
| 16 |  FreshBooks | ₹1,600/mo | No | Web | No | 4.3/5 | |
| 17 |  Marg ERP | ₹8,100/mo | No | Web | Yes | 4.7/5 | vs OkCredit |
| 18 |  Zoho Invoice | Free | Yes | Web | Yes | 4.9/5 | |
| 19 |  myBillBook | ₹291/mo | Yes | Web, Android, iOS | Yes | 4.7/5 | |
| 20 |  Groflex | Free plan | Yes | Web | Yes | 4.4/5 |
Top 10 OkCredit alternatives in detail
2. Xero
Xero · Wellington · Billing software · 4.4/5
Cloud accounting with bank feeds, invoicing and a large app ecosystem.
₹2,400/mo
Free trial
Compared with OkCredit
- No free plan, unlike OkCredit
3. EZTax Billing
EZTax · Hyderabad · Billing software · 4.6/5
GST billing, accounting and tax filing in one app.
Free plan
Free plan available
4. GimBooks
GimBooks · New Delhi · Billing software · 4.6/5
Mobile GST invoicing and bookkeeping app for small businesses.
Free plan
Free plan available
5. Reach Accounting
Reach Accountant · Chennai · Billing software · 4.6/5
Cloud accounting ERP with industry editions for retail, services and manufacturing.
₹1,000/mo
Free trial
Compared with OkCredit
- No free plan, unlike OkCredit
6. Vyapar
Simply Vyapar Apps · Bengaluru · Billing software · 4.8/5
Mobile-first GST billing, inventory and accounting app for small traders and shops.
₹291/mo
Free plan available
Key features
- GST and non-GST invoices
- 200+ theme combinations for invoices
- Add signature, UPI QR code and terms on invoices
- Quick Billing (POS system)
- MRP-based billing
7. Cashbook
Cashbook · Bengaluru · Billing software · 4.5/5
Free cash and bank book app for small businesses.
Free
Free plan available
8. Wave Accounting
Wave Financial · Toronto · Billing software · 4.4/5
Free invoicing and accounting for small businesses.
Free plan
Free plan available
9. Zoho Books
Zoho Corporation · Chennai · Billing software · 4.8/5
GST-ready cloud accounting with e-invoicing, e-way bills and bank feeds.
₹749/mo
Free plan available
Key features
- Quotes and sales orders
- Invoicing
- Automated payment collections
- Payment gateway integration
- Purchase orders
10. Moon Invoice
Moon Technolabs · Ahmedabad · Billing software · 4.6/5
Invoicing app for iOS, Android and web with estimates and expenses.
Free plan
Free plan available
OkCredit alternatives by what you need
Lowest published price
Free OkCredit alternatives
Indian alternatives to OkCredit
How to choose a OkCredit alternative
- Confirm e-invoicing and e-way bill support explicitly, and check the thresholds against your turnover — these are separate features from ordinary GST invoicing, and vendors often blur the distinction in marketing copy.
- Check how it handles your item structure. A business selling garments in a size-and-colour matrix has a very different requirement from one selling ten SKUs.
- Ask about Tally. Most Indian accountants still work in Tally, and a clean export or two-way sync will save arguments at filing time.
OkCredit alternatives — FAQs
What is the best alternative to OkCredit in 2026?+
The closest matches to OkCredit on App Advisor are Refrens (Free plan), Xero (₹2,400/mo), EZTax Billing (Free plan). They are ranked by how closely their category, pricing model, platforms and target business size match OkCredit, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to OkCredit?+
Yes. 14 of the 20 alternatives listed have a free plan or are free: Refrens (Free plan), EZTax Billing (Free plan), GimBooks (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
What is the cheapest alternative to OkCredit?+
Among alternatives that publish a price, Vyapar starts lowest at ₹291/mo. Refrens also has a free plan. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to OkCredit?+
Yes. 16 alternatives are built in India, including Refrens (Free plan), EZTax Billing (Free plan), GimBooks (Free plan). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
OkCredit vs Refrens: which is better?+
Refrens is the closest match to OkCredit in our catalogue. Compare them side by side before you book a demo.
How were these OkCredit alternatives chosen?+
Every product listed sits in billing software or a category OkCredit also covers, and OkCredit's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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Related alternatives
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