Skip to content

Free, independent software advice for Indian businesses

App Advisor logoApp Advisor
Paytm logo

UPI & payment apps · Alternatives

Best Paytm alternatives in India (2026)

Paytm is an upi & payment apps product from Paytm (One97), Noida, priced at Free with a free plan. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 20 have a free plan, 19 are built in India.

Paytm review

Quick answer

The closest alternatives to Paytm are PhonePe (Free), CRED Pay (Free), Freecharge (Free), Airtel Thanks (Free) and MyJio (Free). PhonePe is the top-ranked option with a free plan.

Paytm alternatives compared

Ranked by how closely each product matches Paytm's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
—Paytm logoPaytm (current)FreeYesWeb, Android, iOSYes4.6/5—
1PhonePe logoPhonePeFreeYesWeb, Android, iOSYes4.6/5vs Paytm
2CRED Pay logoCRED PayFreeYesWeb, Android, iOSYes4.5/5vs Paytm
3Freecharge logoFreechargeFreeYesWeb, Android, iOSYes4.6/5vs Paytm
4Airtel Thanks logoAirtel ThanksFreeYesWeb, Android, iOSYes4.5/5vs Paytm
5MyJio logoMyJioFreeYesWeb, Android, iOSYes4.5/5vs Paytm
6Vi App logoVi AppFreeYesWeb, Android, iOSYes4.5/5
7Flipkart UPI logoFlipkart UPIFreeYesWeb, Android, iOSYes4.5/5
8Navi UPI logoNavi UPIFreeYesWeb, Android, iOSYes4.4/5
9Slice UPI logoSlice UPIFreeYesWeb, Android, iOSYes4.4/5
10super.money logosuper.moneyFreeYesWeb, Android, iOSYes4.3/5
11Fampay logoFampayFreeYesWeb, Android, iOSYes4.4/5
12Paytm for Business logoPaytm for BusinessFreeYesWeb, Android, iOSYes4.4/5
13Junio logoJunioFreeYesWeb, Android, iOSYes4.3/5
14BharatPe for Merchants logoBharatPe for MerchantsFreeYesWeb, Android, iOSYes4.3/5
15PhonePe for Business logoPhonePe for BusinessFreeYesWeb, Android, iOSYes4.3/5
16Kiwi logoKiwiFreeYesWeb, Android, iOSYes4.3/5
17CheQ logoCheQFreeYesWeb, Android, iOSYes4.3/5
18Google Pay logoGoogle PayFreeYesWeb, Android, iOSNo4.4/5
19PayNearby logoPayNearbyFreeYesWeb, Android, iOSYes4.3/5
20RuPay logoRuPayFreeYesWeb, Android, iOSYes4.3/5

Top 10 Paytm alternatives in detail

Paytm alternatives by what you need

Free Paytm alternatives

Indian alternatives to Paytm

How to choose a Paytm alternative

  • For merchants, compare settlement time and soundbox cost.
  • Check business-account features such as staff access and reports.
  • Consumers should keep two apps in case one bank server is down.

Paytm alternatives — FAQs

What is the best alternative to Paytm in 2026?+

The closest matches to Paytm on App Advisor are PhonePe (Free), CRED Pay (Free), Freecharge (Free). They are ranked by how closely their category, pricing model, platforms and target business size match Paytm, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to Paytm?+

Yes. 20 of the 20 alternatives listed have a free plan or are free: PhonePe (Free), CRED Pay (Free), Freecharge (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.

Is there an Indian alternative to Paytm?+

Yes. 19 alternatives are built in India, including PhonePe (Free), CRED Pay (Free), Freecharge (Free). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

Paytm vs PhonePe: which is better?+

PhonePe is the closest match to Paytm in our catalogue. Compare them side by side before you book a demo.

How were these Paytm alternatives chosen?+

Every product listed sits in upi & payment apps or a category Paytm also covers, and Paytm (One97)'s own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

Free shortlist

Not sure which Paytm alternative fits?

Tell us your team size and budget and we'll send a shortlist of three.

▾
▾

Free for buyers · no spam. We use your details to handle this request and share them only with the vendors you ask about. Privacy policy · Your rights

Related alternatives

PhonePe alternativesCRED Pay alternativesFreecharge alternativesAirtel Thanks alternativesMyJio alternativesVi App alternativesFlipkart UPI alternativesNavi UPI alternativesSlice UPI alternativessuper.money alternativesFampay alternativesPaytm for Business alternativesAll upi & payment apps alternativesBrowse all alternatives