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Payment gateways & UPI · Alternatives

Best PayU alternatives in India (2026)

PayU is a payment gateways & upi product from PayU India, Gurugram, priced at Pay as you go. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 18 are built in India.

PayU review

Quick answer

The closest alternatives to PayU are Cashfree Payments (Pay as you go), Paytm Payment Gateway (Pay as you go), Instamojo Payments (Pay as you go), PhonePe Payment Gateway (Pay as you go) and Easebuzz (Pay as you go). Published prices in this list start at ₹5/month.

PayU alternatives compared

Ranked by how closely each product matches PayU's category, pricing model, platforms and business size, then by rating. Prices exclude GST.

#SoftwareStarting priceFree planPlatformsMade in IndiaRatingCompare
PayU logoPayU (current)Pay as you goNoWebYes4.7/5
1Cashfree Payments logoCashfree PaymentsPay as you goNoWebYes4.7/5vs PayU
2Paytm Payment Gateway logoPaytm Payment GatewayPay as you goNoWebYes4.7/5vs PayU
3Instamojo Payments logoInstamojo PaymentsPay as you goNoWebYes4.6/5vs PayU
4PhonePe Payment Gateway logoPhonePe Payment GatewayPay as you goNoWebYes4.6/5
5Easebuzz logoEasebuzzPay as you goNoWebYes4.6/5
6Zaakpay logoZaakpayPay as you goNoWebYes4.6/5
7Atom Technologies logoAtom TechnologiesPay as you goNoWebYes4.6/5vs PayU
8Skydo logoSkydoPay as you goNoWebYes4.5/5
9Salt by Salt.pe logoSalt by Salt.pePay as you goNoWebYes4.4/5
10BRISKPE logoBRISKPEPay as you goNoWebYes4.4/5
11Paytm Soundbox logoPaytm Soundbox₹125/moNoWebYes4.5/5
12PhonePe SmartSpeaker logoPhonePe SmartSpeaker₹99/moNoWebYes4.4/5
13Open Money Collect logoOpen Money CollectPay as you goNoWebYes4.4/5
14Nimbbl logoNimbblPay as you goNoWebYes4.3/5
15Simpl logoSimplPay as you goNoWebYes4.3/5
16ZestMoney logoZestMoneyPay as you goNoWebYes4.3/5
17PayPal logoPayPalPay as you goNoWebNo4.4/5
18LazyPay logoLazyPayPay as you goNoWebYes4.3/5
19Stripe logoStripePay as you goNoWebNo4.4/5
20Paysharp logoPaysharp₹5/moNoWebYes4.3/5

Top 10 PayU alternatives in detail

Easebuzz logo

5. Easebuzz

Easebuzz · Pune · Payment gateways & UPI · 4.6/5

Payment gateway and collections for education, SMEs and enterprises.

Pay as you go

Free trial

Key features

  • Payment gateway (150+ options)
  • Payment links
  • Slices (split payments)
  • ePOS
  • International payment gateway
Zaakpay logo

6. Zaakpay

Zaakpay (MobiKwik) · Gurugram · Payment gateways & UPI · 4.6/5

Payment gateway from MobiKwik.

Pay as you go

Free trial

Skydo logo

8. Skydo

Skydo · Bengaluru · Payment gateways & UPI · 4.5/5

International payment collection for Indian exporters with FIRA.

Pay as you go

Free trial

BRISKPE logo

10. BRISKPE

BriskPe · Mumbai · Payment gateways & UPI · 4.4/5

Cross-border payment collection for SMEs and freelancers.

Pay as you go

Free trial

PayU alternatives by what you need

How to choose a PayU alternative

  • Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
  • Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
  • Check onboarding requirements — website content, business registration, bank verification — before building the checkout.

PayU alternatives — FAQs

What is the best alternative to PayU in 2026?+

The closest matches to PayU on App Advisor are Cashfree Payments (Pay as you go), Paytm Payment Gateway (Pay as you go), Instamojo Payments (Pay as you go). They are ranked by how closely their category, pricing model, platforms and target business size match PayU, then by rating. The best choice depends on your team size and budget.

Is there a free alternative to PayU?+

None of the 20 closest alternatives to PayU has a free plan. Most offer a free trial instead, so ask for one before you commit.

What is the cheapest alternative to PayU?+

Among alternatives that publish a price, Paysharp starts lowest at ₹5/mo. Prices are read from each vendor's website and exclude GST.

Is there an Indian alternative to PayU?+

Yes. 18 alternatives are built in India, including Cashfree Payments (Pay as you go), Paytm Payment Gateway (Pay as you go), Instamojo Payments (Pay as you go). Indian products usually handle GST, TDS and UPI natively and bill in rupees.

PayU vs Cashfree Payments: which is better?+

Cashfree Payments is the closest match to PayU in our catalogue. Compare them side by side before you book a demo.

How were these PayU alternatives chosen?+

Every product listed sits in payment gateways & upi or a category PayU also covers, and PayU India's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.

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