1. Happay
Happay (CRED) · Bengaluru · Expense management software · 4.4/5
Expense management, corporate cards and travel for mid-size and enterprise companies.
On request
Quote-based
Compared with SAP Concur
- Built in India (Bengaluru)
Expense management software · Alternatives
Best SAP Concur alternatives in India (2026)
SAP Concur is an expense management software product from SAP, Bellevue, priced at On request. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 4 have a free plan, 10 are built in India, and 7 start cheaper or free.
Quick answer
The closest alternatives to SAP Concur are Happay (On request), EnKash (On request), Darwinbox Expense (On request), Zaggle Save (On request) and Spendesk (On request). Karbon Business is the top-ranked option with a free plan. Published prices in this list start at ₹700/month.
Why businesses look for a SAP Concur alternative
The price isn't published
SAP quotes SAP Concur per organisation. 3 of the 20 alternatives below publish a starting price, so you can budget before a sales call.
There is no free plan
SAP Concur has no free tier. 4 alternatives do, which lets you test with real data before you pay.
Indian support and GST
SAP Concur is built in United States. 10 alternatives are made in India, where GST, TDS and UPI are usually handled natively and support runs on IST.
SAP Concur alternatives compared
Ranked by how closely each product matches SAP Concur's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | SAP Concur (current) | On request | No | Web | No | 4.2/5 | — |
| 1 | Happay | On request | No | Web | Yes | 4.4/5 | |
| 2 |  EnKash | On request | No | Web | Yes | 4.4/5 | |
| 3 |  Darwinbox Expense | On request | No | Web | Yes | 4.2/5 | |
| 4 |  Zaggle Save | On request | No | Web | Yes | 4.2/5 | |
| 5 |  Spendesk | On request | No | Web | No | 4.1/5 | |
| 6 |  Dice by Dice Tech | On request | No | Web | Yes | 4.2/5 | |
| 7 |  Airbase | On request | No | Web | No | 4.1/5 | |
| 8 |  Payhawk | On request | No | Web | No | 4/5 | |
| 9 |  Center | On request | No | Web | No | 4/5 | |
| 10 |  ProSpend | On request | No | Web | No | 3.9/5 | |
| 11 |  Jeeves | On request | No | Web | No | 3.9/5 | |
| 12 |  Pliant | On request | No | Web | No | 3.9/5 | |
| 13 |  Volopay | Pay as you go | No | Web | Yes | 4.6/5 | |
| 14 |  ITILITE | ₹700/mo | No | Web | Yes | 4.6/5 | |
| 15 |  Karbon Business | Free | Yes | Web | Yes | 4.7/5 | |
| 16 |  Kodo | Free | Yes | Web | Yes | 4.7/5 | |
| 17 |  Keka Expense | ₹6,999/mo | No | Web | Yes | 4.5/5 | |
| 18 |  Rydoo | ₹800/mo | No | Web | No | 4.4/5 | |
| 19 |  Expensify | Free plan | Yes | Web | No | 4.6/5 | |
| 20 |  Ramp | Free | Yes | Web | No | 4.5/5 |
Top 10 SAP Concur alternatives in detail
2. EnKash
EnKash · Mumbai · Expense management software · 4.4/5
Corporate cards and spend management for businesses.
On request
Quote-based
Compared with SAP Concur
- Built in India (Mumbai)
3. Darwinbox Expense
Darwinbox · Hyderabad · Expense management software · 4.2/5
Expense management module within Darwinbox HCM.
On request
Quote-based
Compared with SAP Concur
- Built in India (Hyderabad)
4. Zaggle Save
Zaggle · Hyderabad · Expense management software · 4.2/5
Tax-saving benefits cards and expense tracking.
On request
Quote-based
Compared with SAP Concur
- Built in India (Hyderabad)
5. Spendesk
Spendesk · Paris · Expense management software · 4.1/5
Spend management with cards and approvals.
On request
Quote-based
6. Dice by Dice Tech
Dice Enterprises · Bengaluru · Expense management software · 4.2/5
Spend management with cards, travel and vendor payments.
On request
Quote-based
Compared with SAP Concur
- Built in India (Bengaluru)
7. Airbase
Airbase (Paylocity) · San Francisco · Expense management software · 4.1/5
Spend management with AP, cards and reimbursements.
On request
Quote-based
8. Payhawk
Payhawk · London · Expense management software · 4/5
Corporate cards and spend management for Europe and UK.
On request
Quote-based
9. Center
Center · Bellevue · Expense management software · 4/5
Real-time expense management with corporate cards.
On request
Quote-based
10. ProSpend
ProSpend · North Sydney · Expense management software · 3.9/5
ProSpend is an Australian-built spend management platform covering expenses, AP, cards and budgets. | expense-management
On request
Quote-based
SAP Concur alternatives by what you need
Cheaper than SAP Concur
Free SAP Concur alternatives
Indian alternatives to SAP Concur
How to choose a SAP Concur alternative
- Decide whether you want cards. Card-led products are often free because they earn on interchange, but they require moving spend onto their cards.
- Check GST capture — the ability to record supplier GSTIN and claim ITC on employee expenses is a real saving that many global tools skip.
- Look at accounting sync depth: line-level export with cost centres beats a monthly CSV.
SAP Concur alternatives — FAQs
What is the best alternative to SAP Concur in 2026?+
The closest matches to SAP Concur on App Advisor are Happay (On request), EnKash (On request), Darwinbox Expense (On request). They are ranked by how closely their category, pricing model, platforms and target business size match SAP Concur, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to SAP Concur?+
Yes. 4 of the 20 alternatives listed have a free plan or are free: Karbon Business (Free), Kodo (Free), Expensify (Free plan). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
What is the cheapest alternative to SAP Concur?+
Among alternatives that publish a price, ITILITE starts lowest at ₹700/mo. Karbon Business also has a free plan. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to SAP Concur?+
Yes. 10 alternatives are built in India, including Happay (On request), EnKash (On request), Darwinbox Expense (On request). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
SAP Concur vs Happay: which is better?+
Happay is the closest match to SAP Concur in our catalogue. Key differences: Built in India (Bengaluru). Compare them side by side before you book a demo.
How were these SAP Concur alternatives chosen?+
Every product listed sits in expense management software or a category SAP Concur also covers, and SAP's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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Related alternatives
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