1. PayGlocal
PayGlocal Technologies Private Limited · Bengaluru · UPI & payment apps · 3.8/5
RBI-authorised cross-border payment gateway for Indian businesses collecting from 180+ countries.
On request
Quote-based
UPI & payment apps · Alternatives
Best Eko alternatives in India (2026)
Eko is an upi & payment apps product from Eko Bharat Ventures Private Limited, Gurugram, priced at On request. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 18 have a free plan, 20 are built in India, and 18 start cheaper or free.
Quick answer
The closest alternatives to Eko are PayGlocal (On request), Zwitch (On request), PhonePe (Free), Paytm (Free) and CRED Pay (Free). PhonePe is the top-ranked option with a free plan.
Why businesses look for a Eko alternative
There is no free plan
Eko has no free tier. 18 alternatives do, which lets you test with real data before you pay.
Eko alternatives compared
Ranked by how closely each product matches Eko's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Eko (current) | On request | No | Web, Android, iOS | Yes | 3.9/5 | — |
| 1 | PayGlocal | On request | No | Web, Android, iOS | Yes | 3.8/5 | |
| 2 |  Zwitch | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 3 |  PhonePe | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 4 |  Paytm | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 5 |  CRED Pay | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 6 |  Freecharge | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 7 |  Airtel Thanks | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 8 |  MyJio | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 9 |  Vi App | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 10 |  Flipkart UPI | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 11 |  Navi UPI | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 12 |  Slice UPI | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 13 |  super.money | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 14 |  Fampay | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 15 |  Paytm for Business | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 16 |  Junio | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 17 |  BharatPe for Merchants | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 18 |  PhonePe for Business | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 19 |  Kiwi | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 20 |  CheQ | Free | Yes | Web, Android, iOS | Yes | 4.3/5 |
Top 10 Eko alternatives in detail
2. Zwitch
Zwitch · Chennai · UPI & payment apps · 3.9/5
Payments stack with gateway, payouts, B2B bill payments and verification APIs for Indian businesses.
On request
Quote-based
3. PhonePe
PhonePe · Bengaluru · UPI & payment apps · 4.6/5
India's largest UPI app for payments, bills and recharges.
Free
Free plan available
Compared with Eko
- Has a free plan — Eko does not
4. Paytm
Paytm (One97) · Noida · UPI & payment apps · 4.6/5
Payments, wallet, bills and financial services.
Free
Free plan available
Compared with Eko
- Has a free plan — Eko does not
Free
Free plan available
Compared with Eko
- Has a free plan — Eko does not
Free
Free plan available
Compared with Eko
- Has a free plan — Eko does not
7. Airtel Thanks
Airtel · New Delhi · UPI & payment apps · 4.5/5
Recharges, payments and Airtel services.
Free
Free plan available
Compared with Eko
- Has a free plan — Eko does not
Free
Free plan available
Compared with Eko
- Has a free plan — Eko does not
Free
Free plan available
Compared with Eko
- Has a free plan — Eko does not
Free
Free plan available
Compared with Eko
- Has a free plan — Eko does not
Eko alternatives by what you need
Free Eko alternatives
Indian alternatives to Eko
How to choose a Eko alternative
- For merchants, compare settlement time and soundbox cost.
- Check business-account features such as staff access and reports.
- Consumers should keep two apps in case one bank server is down.
Eko alternatives — FAQs
What is the best alternative to Eko in 2026?+
The closest matches to Eko on App Advisor are PayGlocal (On request), Zwitch (On request), PhonePe (Free). They are ranked by how closely their category, pricing model, platforms and target business size match Eko, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Eko?+
Yes. 18 of the 20 alternatives listed have a free plan or are free: PhonePe (Free), Paytm (Free), CRED Pay (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to Eko?+
Yes. 20 alternatives are built in India, including PayGlocal (On request), Zwitch (On request), PhonePe (Free). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Eko vs PayGlocal: which is better?+
PayGlocal is the closest match to Eko in our catalogue. Compare them side by side before you book a demo.
How were these Eko alternatives chosen?+
Every product listed sits in upi & payment apps or a category Eko also covers, and Eko Bharat Ventures Private Limited's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
Not sure which Eko alternative fits?
Tell us your team size and budget and we'll send a shortlist of three.
Related alternatives
PayGlocal alternativesZwitch alternativesPhonePe alternativesPaytm alternativesCRED Pay alternativesFreecharge alternativesAirtel Thanks alternativesMyJio alternativesVi App alternativesFlipkart UPI alternativesNavi UPI alternativesSlice UPI alternativesAll upi & payment apps alternativesBrowse all alternatives