1. Eko
Eko Bharat Ventures Private Limited · Gurugram · UPI & payment apps · 3.9/5
Retail cash-in network and APIs for money transfer, Aadhaar withdrawals and bill payments.
On request
Quote-based
UPI & payment apps · Alternatives
Best Zwitch alternatives in India (2026)
Zwitch is an upi & payment apps product from Zwitch, Chennai, priced at On request. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 18 have a free plan, 20 are built in India, and 18 start cheaper or free.
Quick answer
The closest alternatives to Zwitch are Eko (On request), PayGlocal (On request), PhonePe (Free), Paytm (Free) and CRED Pay (Free). PhonePe is the top-ranked option with a free plan.
Why businesses look for a Zwitch alternative
There is no free plan
Zwitch has no free tier. 18 alternatives do, which lets you test with real data before you pay.
Zwitch alternatives compared
Ranked by how closely each product matches Zwitch's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Zwitch (current) | On request | No | Web, Android, iOS | Yes | 3.9/5 | — |
| 1 | Eko | On request | No | Web, Android, iOS | Yes | 3.9/5 | |
| 2 |  PayGlocal | On request | No | Web, Android, iOS | Yes | 3.8/5 | |
| 3 |  PhonePe | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 4 |  Paytm | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 5 |  CRED Pay | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 6 |  Freecharge | Free | Yes | Web, Android, iOS | Yes | 4.6/5 | |
| 7 |  Airtel Thanks | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 8 |  MyJio | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 9 |  Vi App | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 10 |  Flipkart UPI | Free | Yes | Web, Android, iOS | Yes | 4.5/5 | |
| 11 |  Navi UPI | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 12 |  Slice UPI | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 13 |  super.money | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 14 |  Fampay | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 15 |  Paytm for Business | Free | Yes | Web, Android, iOS | Yes | 4.4/5 | |
| 16 |  Junio | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 17 |  BharatPe for Merchants | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 18 |  PhonePe for Business | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 19 |  Kiwi | Free | Yes | Web, Android, iOS | Yes | 4.3/5 | |
| 20 |  CheQ | Free | Yes | Web, Android, iOS | Yes | 4.3/5 |
Top 10 Zwitch alternatives in detail
2. PayGlocal
PayGlocal Technologies Private Limited · Bengaluru · UPI & payment apps · 3.8/5
RBI-authorised cross-border payment gateway for Indian businesses collecting from 180+ countries.
On request
Quote-based
3. PhonePe
PhonePe · Bengaluru · UPI & payment apps · 4.6/5
India's largest UPI app for payments, bills and recharges.
Free
Free plan available
Compared with Zwitch
- Has a free plan — Zwitch does not
4. Paytm
Paytm (One97) · Noida · UPI & payment apps · 4.6/5
Payments, wallet, bills and financial services.
Free
Free plan available
Compared with Zwitch
- Has a free plan — Zwitch does not
Free
Free plan available
Compared with Zwitch
- Has a free plan — Zwitch does not
Free
Free plan available
Compared with Zwitch
- Has a free plan — Zwitch does not
7. Airtel Thanks
Airtel · New Delhi · UPI & payment apps · 4.5/5
Recharges, payments and Airtel services.
Free
Free plan available
Compared with Zwitch
- Has a free plan — Zwitch does not
Free
Free plan available
Compared with Zwitch
- Has a free plan — Zwitch does not
Free
Free plan available
Compared with Zwitch
- Has a free plan — Zwitch does not
Free
Free plan available
Compared with Zwitch
- Has a free plan — Zwitch does not
Zwitch alternatives by what you need
Cheaper than Zwitch
Free Zwitch alternatives
Indian alternatives to Zwitch
How to choose a Zwitch alternative
- For merchants, compare settlement time and soundbox cost.
- Check business-account features such as staff access and reports.
- Consumers should keep two apps in case one bank server is down.
Zwitch alternatives — FAQs
What is the best alternative to Zwitch in 2026?+
The closest matches to Zwitch on App Advisor are Eko (On request), PayGlocal (On request), PhonePe (Free). They are ranked by how closely their category, pricing model, platforms and target business size match Zwitch, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Zwitch?+
Yes. 18 of the 20 alternatives listed have a free plan or are free: PhonePe (Free), Paytm (Free), CRED Pay (Free). Free plans usually cap users, records or transactions, so check the limits against your monthly volume.
Is there an Indian alternative to Zwitch?+
Yes. 20 alternatives are built in India, including Eko (On request), PayGlocal (On request), PhonePe (Free). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Zwitch vs Eko: which is better?+
Eko is the closest match to Zwitch in our catalogue. Compare them side by side before you book a demo.
How were these Zwitch alternatives chosen?+
Every product listed sits in upi & payment apps or a category Zwitch also covers, and Zwitch's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
Not sure which Zwitch alternative fits?
Tell us your team size and budget and we'll send a shortlist of three.
Related alternatives
Eko alternativesPayGlocal alternativesPhonePe alternativesPaytm alternativesCRED Pay alternativesFreecharge alternativesAirtel Thanks alternativesMyJio alternativesVi App alternativesFlipkart UPI alternativesNavi UPI alternativesSlice UPI alternativesAll upi & payment apps alternativesBrowse all alternatives