1. Airpay
Airpay Payment Services · Mumbai · Payment gateways & UPI · 4.6/5
Omnichannel payments with gateway and POS.
Pay as you go
Free trial
Payment gateways & UPI · Alternatives
Best Mswipe alternatives in India (2026)
Mswipe is a payment gateways & upi product from Mswipe Technologies, Mumbai, priced at Pay as you go. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 20 are built in India.
Quick answer
The closest alternatives to Mswipe are Airpay (Pay as you go), Worldline India (On request), PayU (Pay as you go), Cashfree Payments (Pay as you go) and Paytm Payment Gateway (Pay as you go). Published prices in this list start at ₹99/month.
Mswipe alternatives compared
Ranked by how closely each product matches Mswipe's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Mswipe (current) | Pay as you go | No | Web | Yes | 4.5/5 | — |
| 1 | Airpay | Pay as you go | No | Web | Yes | 4.6/5 | |
| 2 |  Worldline India | On request | No | Web | Yes | 4.4/5 | |
| 3 |  PayU | Pay as you go | No | Web | Yes | 4.7/5 | |
| 4 |  Cashfree Payments | Pay as you go | No | Web | Yes | 4.7/5 | |
| 5 |  Paytm Payment Gateway | Pay as you go | No | Web | Yes | 4.7/5 | |
| 6 |  Instamojo Payments | Pay as you go | No | Web | Yes | 4.6/5 | |
| 7 |  PhonePe Payment Gateway | Pay as you go | No | Web | Yes | 4.6/5 | |
| 8 |  Easebuzz | Pay as you go | No | Web | Yes | 4.6/5 | |
| 9 |  Zaakpay | Pay as you go | No | Web | Yes | 4.6/5 | |
| 10 |  Atom Technologies | Pay as you go | No | Web | Yes | 4.6/5 | |
| 11 |  Skydo | Pay as you go | No | Web | Yes | 4.5/5 | |
| 12 |  Salt by Salt.pe | Pay as you go | No | Web | Yes | 4.4/5 | |
| 13 |  BRISKPE | Pay as you go | No | Web | Yes | 4.4/5 | |
| 14 |  Paytm Soundbox | ₹125/mo | No | Web | Yes | 4.5/5 | |
| 15 |  PhonePe SmartSpeaker | ₹99/mo | No | Web | Yes | 4.4/5 | |
| 16 |  Razorpay | Pay as you go | No | Web | Yes | 4.7/5 | |
| 17 |  Open Money Collect | Pay as you go | No | Web | Yes | 4.4/5 | |
| 18 |  Nimbbl | Pay as you go | No | Web | Yes | 4.3/5 | |
| 19 |  Simpl | Pay as you go | No | Web | Yes | 4.3/5 | |
| 20 |  ZestMoney | Pay as you go | No | Web | Yes | 4.3/5 |
Top 10 Mswipe alternatives in detail
2. Worldline India
Worldline · Mumbai · Payment gateways & UPI · 4.4/5
Payment processing, POS and gateway services.
On request
Quote-based
3. PayU
PayU India · Gurugram · Payment gateways & UPI · 4.7/5
Payment gateway with EMI, BNPL and enterprise integrations.
Pay as you go
Free trial
4. Cashfree Payments
Cashfree Payments · Bengaluru · Payment gateways & UPI · 4.7/5
Payment gateway and payouts with high UPI success rates.
Pay as you go
Free trial
Key features
- Payment gateway (180+ modes incl. UPI, cards, BNPL, Apple Pay)
- Payment links
- Subscriptions
- International payments
- Payouts API
5. Paytm Payment Gateway
Paytm · Noida · Payment gateways & UPI · 4.7/5
Gateway with Paytm wallet, UPI and card acceptance.
Pay as you go
Free trial
6. Instamojo Payments
Instamojo · Bengaluru · Payment gateways & UPI · 4.6/5
Simple payment gateway and links for micro businesses.
Pay as you go
Free trial
7. PhonePe Payment Gateway
PhonePe · Bengaluru · Payment gateways & UPI · 4.6/5
Gateway with PhonePe UPI and card processing.
Pay as you go
Free trial
8. Easebuzz
Easebuzz · Pune · Payment gateways & UPI · 4.6/5
Payment gateway and collections for education, SMEs and enterprises.
Pay as you go
Free trial
Key features
- Payment gateway (150+ options)
- Payment links
- Slices (split payments)
- ePOS
- International payment gateway
9. Zaakpay
Zaakpay (MobiKwik) · Gurugram · Payment gateways & UPI · 4.6/5
Payment gateway from MobiKwik.
Pay as you go
Free trial
10. Atom Technologies
Atom Technologies (NTT DATA) · Mumbai · Payment gateways & UPI · 4.6/5
Payment gateway and bill collection for enterprises.
Pay as you go
Free trial
Mswipe alternatives by what you need
Lowest published price
How to choose a Mswipe alternative
- Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
- Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
- Check onboarding requirements — website content, business registration, bank verification — before building the checkout.
Mswipe alternatives — FAQs
What is the best alternative to Mswipe in 2026?+
The closest matches to Mswipe on App Advisor are Airpay (Pay as you go), Worldline India (On request), PayU (Pay as you go). They are ranked by how closely their category, pricing model, platforms and target business size match Mswipe, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Mswipe?+
None of the 20 closest alternatives to Mswipe has a free plan. Most offer a free trial instead, so ask for one before you commit.
What is the cheapest alternative to Mswipe?+
Among alternatives that publish a price, PhonePe SmartSpeaker starts lowest at ₹99/mo. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to Mswipe?+
Yes. 20 alternatives are built in India, including Airpay (Pay as you go), Worldline India (On request), PayU (Pay as you go). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Mswipe vs Airpay: which is better?+
Airpay is the closest match to Mswipe in our catalogue. Compare them side by side before you book a demo.
How were these Mswipe alternatives chosen?+
Every product listed sits in payment gateways & upi or a category Mswipe also covers, and Mswipe Technologies's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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Related alternatives
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