1. PayU
PayU India · Gurugram · Payment gateways & UPI · 4.7/5
Payment gateway with EMI, BNPL and enterprise integrations.
Pay as you go
Free trial
Payment gateways & UPI · Alternatives
Best Open Money Collect alternatives in India (2026)
Open Money Collect is a payment gateways & upi product from Open Financial Technologies, Bengaluru, priced at Pay as you go. We compared 20 alternatives on published price, free plan, platforms and made-in-India support: 0 have a free plan, 18 are built in India.
Quick answer
The closest alternatives to Open Money Collect are PayU (Pay as you go), Cashfree Payments (Pay as you go), Paytm Payment Gateway (Pay as you go), Instamojo Payments (Pay as you go) and PhonePe Payment Gateway (Pay as you go). Published prices in this list start at ₹5/month.
Open Money Collect alternatives compared
Ranked by how closely each product matches Open Money Collect's category, pricing model, platforms and business size, then by rating. Prices exclude GST.
| # | Software | Starting price | Free plan | Platforms | Made in India | Rating | Compare |
|---|---|---|---|---|---|---|---|
| — | Open Money Collect (current) | Pay as you go | No | Web | Yes | 4.4/5 | — |
| 1 | PayU | Pay as you go | No | Web | Yes | 4.7/5 | |
| 2 |  Cashfree Payments | Pay as you go | No | Web | Yes | 4.7/5 | |
| 3 |  Paytm Payment Gateway | Pay as you go | No | Web | Yes | 4.7/5 | |
| 4 |  Instamojo Payments | Pay as you go | No | Web | Yes | 4.6/5 | |
| 5 |  PhonePe Payment Gateway | Pay as you go | No | Web | Yes | 4.6/5 | |
| 6 |  Easebuzz | Pay as you go | No | Web | Yes | 4.6/5 | |
| 7 |  Zaakpay | Pay as you go | No | Web | Yes | 4.6/5 | |
| 8 |  Atom Technologies | Pay as you go | No | Web | Yes | 4.6/5 | |
| 9 |  Skydo | Pay as you go | No | Web | Yes | 4.5/5 | |
| 10 |  Salt by Salt.pe | Pay as you go | No | Web | Yes | 4.4/5 | |
| 11 |  BRISKPE | Pay as you go | No | Web | Yes | 4.4/5 | |
| 12 |  Paytm Soundbox | ₹125/mo | No | Web | Yes | 4.5/5 | |
| 13 |  PhonePe SmartSpeaker | ₹99/mo | No | Web | Yes | 4.4/5 | |
| 14 |  Nimbbl | Pay as you go | No | Web | Yes | 4.3/5 | |
| 15 |  Simpl | Pay as you go | No | Web | Yes | 4.3/5 | |
| 16 |  ZestMoney | Pay as you go | No | Web | Yes | 4.3/5 | |
| 17 |  PayPal | Pay as you go | No | Web | No | 4.4/5 | |
| 18 |  LazyPay | Pay as you go | No | Web | Yes | 4.3/5 | |
| 19 |  Stripe | Pay as you go | No | Web | No | 4.4/5 | |
| 20 |  Paysharp | ₹5/mo | No | Web | Yes | 4.3/5 |
Top 10 Open Money Collect alternatives in detail
2. Cashfree Payments
Cashfree Payments · Bengaluru · Payment gateways & UPI · 4.7/5
Payment gateway and payouts with high UPI success rates.
Pay as you go
Free trial
Key features
- Payment gateway (180+ modes incl. UPI, cards, BNPL, Apple Pay)
- Payment links
- Subscriptions
- International payments
- Payouts API
3. Paytm Payment Gateway
Paytm · Noida · Payment gateways & UPI · 4.7/5
Gateway with Paytm wallet, UPI and card acceptance.
Pay as you go
Free trial
4. Instamojo Payments
Instamojo · Bengaluru · Payment gateways & UPI · 4.6/5
Simple payment gateway and links for micro businesses.
Pay as you go
Free trial
5. PhonePe Payment Gateway
PhonePe · Bengaluru · Payment gateways & UPI · 4.6/5
Gateway with PhonePe UPI and card processing.
Pay as you go
Free trial
6. Easebuzz
Easebuzz · Pune · Payment gateways & UPI · 4.6/5
Payment gateway and collections for education, SMEs and enterprises.
Pay as you go
Free trial
Key features
- Payment gateway (150+ options)
- Payment links
- Slices (split payments)
- ePOS
- International payment gateway
7. Zaakpay
Zaakpay (MobiKwik) · Gurugram · Payment gateways & UPI · 4.6/5
Payment gateway from MobiKwik.
Pay as you go
Free trial
8. Atom Technologies
Atom Technologies (NTT DATA) · Mumbai · Payment gateways & UPI · 4.6/5
Payment gateway and bill collection for enterprises.
Pay as you go
Free trial
9. Skydo
Skydo · Bengaluru · Payment gateways & UPI · 4.5/5
International payment collection for Indian exporters with FIRA.
Pay as you go
Free trial
10. Salt by Salt.pe
Salt · Bengaluru · Payment gateways & UPI · 4.4/5
Cross-border payments and virtual accounts for Indian businesses.
Pay as you go
Free trial
Open Money Collect alternatives by what you need
Lowest published price
How to choose a Open Money Collect alternative
- Compare the total cost: MDR on UPI is zero by regulation, but cards, net banking and international payments carry 1.5–3%, plus GST on fees.
- Ask for success-rate data on your traffic mix. A gateway with weak bank integrations loses a few percent of every checkout silently.
- Check onboarding requirements — website content, business registration, bank verification — before building the checkout.
Open Money Collect alternatives — FAQs
What is the best alternative to Open Money Collect in 2026?+
The closest matches to Open Money Collect on App Advisor are PayU (Pay as you go), Cashfree Payments (Pay as you go), Paytm Payment Gateway (Pay as you go). They are ranked by how closely their category, pricing model, platforms and target business size match Open Money Collect, then by rating. The best choice depends on your team size and budget.
Is there a free alternative to Open Money Collect?+
None of the 20 closest alternatives to Open Money Collect has a free plan. Most offer a free trial instead, so ask for one before you commit.
What is the cheapest alternative to Open Money Collect?+
Among alternatives that publish a price, Paysharp starts lowest at ₹5/mo. Prices are read from each vendor's website and exclude GST.
Is there an Indian alternative to Open Money Collect?+
Yes. 18 alternatives are built in India, including PayU (Pay as you go), Cashfree Payments (Pay as you go), Paytm Payment Gateway (Pay as you go). Indian products usually handle GST, TDS and UPI natively and bill in rupees.
Open Money Collect vs PayU: which is better?+
PayU is the closest match to Open Money Collect in our catalogue. Compare them side by side before you book a demo.
How were these Open Money Collect alternatives chosen?+
Every product listed sits in payment gateways & upi or a category Open Money Collect also covers, and Open Financial Technologies's own products are excluded. Prices, free plans and platforms come from each vendor's official website. App Advisor does not sell any of this software.
Free shortlist
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